4958 Dick St, San Diego, California 92115, San Diego, 92115 - 3 bed, 1 bath
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4958 Dick St
San Diego, California 92115
ACTIVE
CONDITION: EXCELLENT
3Beds
1Baths
1,006Sq Ft
5,700Lot Size
Property Price
LIST PRICE$1,090,000
EST. MARKET VALUE
$1,046,691
4% AboveMARKET VALUE
SUMMARY
This Stunning Move-In Ready Home is listed at $1,100,000, reflecting a premium valuation relative to its $1,051,647 Fair Market Value. Featuring a Viking range, hardwood floors, and a private garden retreat, the property boasts an Excellent Condition Rating requiring zero immediate work. Situated in the historic Talmadge neighborhood, the home offers a rare VA assumable loan at 2.75%, providing significant long-term financial stability. With access to highly-rated schools like Hardy Elementary, this property is the perfect fit for discerning professionals or owner-occupants seeking a polished, lifestyle-focused transition.
Estimated Market Value
$1,046,691
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4958 Dick St Subject | $1,090,000* List Price | 3 | 1 | 1,006 | $1,040 | - |
A 4928 Monroe Avenue Sold | $929,000 | 2 | 2 | 923 | $1,007 | 0.5 mi |
B 4493 52nd Street Sold | $965,000 | 2 | 2 | 1,148 | $841 | 0.5 mi |
C 5025 Dick St Sold | $1,230,000 | 3 | 2 | 1,348 | $912 | 0.1 mi |
D 4751 Altadena Ave Sold | $1,255,000 | 4 | 2 | 1,404 | $894 | 0.2 mi |
E 4985 Lucille Dr Sold | $1,060,000 | 3 | 2 | 1,325 | $800 | 0.1 mi |
F 4769 50th Street Active | $1,249,000 List Price | 3 | 2 | 1,176 | $1,062 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1945, the property has undergone high-quality recent renovations. The kitchen is updated with premium stainless steel appliances and a Viking range, and the bathroom features a modern soaking tub. With pristine hardwood floors, recessed lighting, and a well-maintained exterior, the home is in mint, move-in-ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financing Opportunity
The property features a VA assumable loan at a 2.75% interest rate, providing a rare and significant financial advantage in the current high-interest market.
- Prime Historic Location
Situated in the highly sought-after Talmadge neighborhood, the home offers access to a vibrant, tight-knit community famous for its historic charm and year-round social events.
- High-End Interior Upgrades
The home includes premium features such as a Viking range, updated kitchen with stainless steel appliances, and original hardwood floors, blending modern luxury with timeless character.
CONSRISKS & DEFICIENCIES
- Limited Bathroom Count
With only one bathroom serving three bedrooms, the layout may pose functional challenges for families and could impact the property's competitive edge compared to multi-bath homes.
- High Price Per Square Foot
Listed at $1.1M for 1,006 square feet, the property commands a premium price point of over $1,000 per square foot, which may be a deterrent for buyers seeking more interior living space.
About 4958 Dick St
In a Talmadge neighborhood, this charming 3-bedroom, 1-bath home offers 1,006 sq. ft. of comfortable living space and an attached 2-car garage. Rich hardwood floors flow throughout, while the updated kitchen features stainless steel appliances and a charming Viking range, perfect for those who love to cook. The beautifully updated bathroom includes a soaking tub and classic pedestal sink, blending modern comfort with timeless character. Step outside to an incredible backyard with a private garden retreat, creating the perfect space to relax, entertain, or enjoy San Diego's year-round sunshine. Beyond the home, you'll love being part of Talmadge's vibrant historic community, known for its food truck nights, neighborhood block parties, Fourth of July parade, holiday caroling, food drives, and year-round community events that make this one of San Diego's most welcoming neighborhoods.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1945
- Lot Size
- 5,700 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Diego Unified Schools
Hardy Elementary School
Grades K-5 • 0.6 mi
8/10
Fay Elementary School
Grades K-5 • 1.1 mi
3/10
Franklin Elementary School
Grades K-5 • 1.1 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.3 |
| Baths | 1.0 | 2.3 |
| Square foot | 1,006 | 1,777.941 |
| Lot Size | 5,700 | 6,474.445 |
| Price | $1.09M | $1.27M |
| Price per sq ft | $1.1K | $741 |
| Built year | 1945 | 1971 |
| HOA | $0 | $184 |
| Days on market | 40 | 40 |
Pricing History
Listed for Sale
Sep 2, 2026
$1,090,000
$1,100,000
-1% Price Drop
Initial Listing
Price Change
Jul 31, 2026
$1,100,000
Initial Listing
Sold
Jun 6, 2019
$695,000
Public Record
Sold
Aug 12, 2004
$618,000
Public Record
Sold
Sep 15, 2000
$249,000
Public Record