
Banning, California 92220
This Premier Senior Living Residence is listed at $505,000, offering a unique financial advantage in the prestigious Sun Lakes Country Club. While the $451,168 Fair Market Value reflects local averages, the property provides exceptional value through a rare 2.307% Assumable Loan and the sought-after Wisteria Model floor plan. Featuring a Well-Maintained Condition Rating, the home includes a 3-Car Garage, Waterproof Wood Flooring, and a private Koi Pond. Situated within the Banning Unified district, this turnkey sanctuary is a perfect match for Active Seniors or Retirees seeking a resort-style lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4967 Singing Hills Drive Subject | $505,000* List Price | 2 | 3 | 2,219 | $214 | - |
A 2141 Birdie Drive Sold | $515,900 | 2 | 3 | 2,219 | $232 | 0.1 mi |
B 1722 Masters Sold | $508,888 | 2 | 3 | 2,133 | $239 | 0.4 mi |
C 2027 Melbourne Circle Sold | $540,000 | 2 | 3 | 2,219 | $243 | 0.2 mi |
D 5088 Rio Bravo Drive Sold | $410,000 | 2 | 2 | 1,668 | $246 | 0.2 mi |
E 1360 Sea Pines Drive Sold | $450,000 | 2 | 3 | 2,219 | $203 | 0.3 mi |
F 5032 Breckenridge Sold | $475,000 | 2 | 3 | 2,018 | $235 | 0.2 mi |
G 2012 Melbourne Sold | $477,400 | 2 | 3 | 2,219 | $215 | 0.2 mi |
H 5909 Indian Canyon Sold | $360,000 | 2 | 2 | 1,683 | $214 | 0.5 mi |
I 1439 Haig Point Active | $545,000 List Price | 2 | 3 | 2,219 | $246 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1999, this property is exceptionally well-maintained and features significant recent upgrades including new premium waterproof wood plank flooring, energy-efficient windows, and a newer water heater. However, the kitchen and bathrooms—the primary focus of the evaluation—remain largely in their original state with dated white tile countertops, white appliances, and gold-trimmed shower enclosures. While the home is move-in ready, these core areas show signs of being outdated relative to current modern standards, fitting the criteria for a property over 25 years old with no major kitchen or bath renovations.
The rare opportunity to assume a 2.307% interest rate loan offers exceptional financial value and significant monthly savings compared to current market rates.
As the largest single-level floor plan in the community, the 'Wisteria' model provides 2,219 SF of living space and a highly desirable full 3-car garage.
The home features premium waterproof wood plank flooring, energy-efficient Solar Ban 60 windows, a newer water heater, and a re-roofed patio cover, ensuring move-in readiness.
Being situated in a 55+ active adult community limits the potential buyer pool to a specific demographic, which may impact future resale speed.
The $385 monthly association fee adds a significant recurring carrying cost, which may be a consideration for buyers on a fixed retirement budget.
BEAUTIFUL GRACIOUS GRAND WISTERIA with a UNIQUE AND RARE PURCHASE OPPORTUNITY TO ASSUME A 2.307% INTEREST RATE LOAN. LOCATED IN SUN LAKES COUNTRY CLUB, SO. CALIFORNIA'S PREMIUM 55+ ACTIVE ADULT COMMUNITY. At Approx. 2219 SF , 2 BD + Den, 2.5 BA, the Wisteria is the largest single level model in Sun Lakes and by far the most comfortable and accommodating floor plan for any lifestyle. Spacious for daily living but also Perfect for entertaining. This Wisteria begins with a serene Entry Courtyard which draws you directly into a Spacious Formal Living Room and Formal Dining Area enhanced with Zen Garden Views through Wall Length Windows. Beautiful and Spacious Portholes lead to a Cozy Family Room with a Fireplace which extends into a Large Kitchen offering Generous Countertops, many Custom Cabinets along with Roll Out Drawers some with Specialized Compartments, an Extended Kitchen Island , Double Ovens and a New Microwave. A large Master Bedroom Suite is a true retreat with doors that open to a Private and Serene Back Yard with the soothing sounds of a small Waterfall/Koi Pond. A luxurious Master Bath features a relaxing Soaking Tub, Walk -in Glass Enclosed Shower. Attached is a Large Walk -In Closet with Custom Closet Upgrades. The Guest Room and Guest Bathroom along with the Large Bonus Room (den, office etc.) are situated at a comfortable distance at one end of the house allowing privacy for all. ADDITIONAL FEATURES: Premium Laminate Waterproof Flooring, Third Bathroom (Powder Room), Indoor Laundry Room, Upgraded Windows with Energy Efficient Solar Ban 60, Newer 50 Gallon Water Heater, In Door Laundry Room, Full 3 Car Garage, Garage Storage Cabinets and Attic Storage. Enjoy a very Private Back Yard Oasis with Green Lush Landscaping (low maintenance with drip system) enhanced by the serenity of a Small Koi Pond and Water Feature with the option of easily converting it into a garden. The Patio Cover extends the length of the house which was recently reroofed and offers sky lights for filtered sun light and much needed shade for the summer. Amenities Include: Two 18 Hole Golf Courses - Championship & Executive, Driving Range, 2 On Site Golf Pro Shops, 3 Clubhouses, Grand Ballroom, 2 Restaurants, NEWLY EXPANDED & REMODELED LOUNGE, Indoor & Outdoor Pools, Bocce Ball, Tennis, Pickle Ball, All Types Of Clubs & Events - Endless Opportunities For New Friendships. PLUS NO MELLO ROOS! AT SUN LAKES COUNTRY CLUB -EVERY DAY FEELS LIKE A VACATION!
No exterior & parking available.
Grades K-5 • 3.8 mi
Grades 6-8 • 4.4 mi
Grades 9-12 • 3.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 2,219 | 1,574 |
| Lot Size | 6,098 | 5,523 |
| Price | $505.0K | $437.6K |
| Price per sq ft | $228 | $260 |
| Built year | 1999 | 2001 |
| HOA | $385.0 | $220 |
| Days on market | 314 | 79 |
Mar 11, 2026
$505,000
$519,000
-3% Price Drop
Initial Listing
Feb 6, 2026
$519,000
$529,000
-2% Price Drop
Initial Listing
Sep 11, 2025
$529,000
Initial Listing