4976 Bermuda Dunes, Banning, California 92220, Banning, 92220 - 3 bed, 3 bath

4976 Bermuda Dunes, Banning, California 92220 home-pic-0

4976 Bermuda Dunes

Banning, California 92220

ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
2,347Sq Ft
4,792Lot Size

Property Price

LIST PRICE$498,000
EST. MARKET VALUE
$522,796
4% BelowMARKET VALUE

SUMMARY

Analysis of 4976 Bermuda Dunes, Banning, California 92220 reveals a Prime Investment Opportunity with a current list price of $498,000—significantly undercutting the $522,796 Fair Market Value by 4%. This valuation gap indicates a +$24,796 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Banning Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$522,796 +$24,796 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Banning.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
4976 Bermuda Dunes
Subject
$498,000*
List Price
332,347$223-
A
1466 Boca West Avenue
Sold
$500,000332,263$2210.5 mi
B
518 S Seminole Circle
Sold
$400,000331,923$2080.3 mi
C
4952 Copper Creek Drive
Sold
$531,600332,623$2030.6 mi
D
1321 Pleasant Valley
Sold
$385,000331,883$2040.6 mi
E
1127 Riviera Avenue
Sold
$417,500232,039$2050.2 mi
F
5033 W Hilton Head Drive
Sold
$385,000232,039$1890.2 mi
G
1173 Fairway Oaks Avenue
Active
$474,900
List Price
332,336$2030.3 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although built in 1989, the property has undergone an extensive recent renovation that meets modern quality standards. Key upgrades include a completely remodeled kitchen with coffered ceilings and stainless steel appliances, fully renovated bathrooms, and new luxury flooring throughout, including high-end herringbone patterns upstairs. The home is in move-in condition with no visible deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Extensive Modern Upgrades

    The property boasts a fully remodeled kitchen with coffered ceilings and stainless appliances, renovated bathrooms, and premium luxury flooring throughout, offering a turnkey experience with high-end finishes.

  • Enlarged Marbella Floor Plan

    This uniquely extended Marbella model provides a generous 2,347 sq. ft. of living space, featuring high vaulted ceilings and superior storage capacity compared to standard models in the community.

  • Premier Resort Amenities

    Located in the Sun Lakes Country Club, the home offers access to two golf courses, three pools, tennis, and social clubs, all while benefiting from the absence of Mello Roos taxes.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.

  • Age-Restricted Demographic

    As a 55+ senior community, the property is limited to a specific buyer demographic, which naturally restricts the potential pool of purchasers and future resale flexibility.

  • Market Momentum

    The listing has seen multiple price reductions since its initial debut, which may suggest that the property was initially overpriced or is facing challenges in a competitive market segment.

About 4976 Bermuda Dunes

Say Hello to this extravagant beautifully ENLARGED/EXTENDED Marbella model 2347 sq. ft. located in the lovely 55+ senior community of Sun Lakes Country Club. If you've been looking for a home in this community to call your own with all the BELLS and WHISTLES believe me when I say, "YOU JUST FOUND IT!!" This property literally has TOO MANY UPGRADES to list. This impressive extended Marbella model features a multitude of high-end upgrades. The kitchen has undergone a complete remodel with coffered ceilings, stainless appliances, and the bathrooms have been renovated. The property comprises three bedrooms, three bathrooms, herringbone flooring upstairs, all new luxury flooring downstairs, custom paint throughout, and epoxy flooring in the garage. If you are seeking a property with top-of-the-line features, this is an exceptional opportunity. The back yard features a covered patio for entertaining, or just enjoying those beautiful summer evenings. The Marbella is famous for it's abundance of storage potential, spacious rooms, and high vaulted ceilings. This lovely property is complemented by numerous community amenities, including three pools and spas, billiards, tennis, pickle ball, paddle courts, bocce ball, two golf courses, and pro shops with putting greens and a driving range. The community also offers a restaurant/lounge, café, sports bar, ballroom, and a variety of clubs and activities. Furthermore, Sun Lakes Country Club is conveniently located near world-class shopping, casinos, and Palm Springs Airport, providing plenty of entertainment options. Come see if this is the property you've been waiting for, it's truly a showstopper. PLUS NO MELLO ROOS!

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1989
Lot Size
4,792 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$385.0 / Month

Neighborhood Insights

Banning Unified Schools

Three Rings Ranch Elementary School

Grades K-5 • 3.4 mi

6/10

Mountain View Middle School

Grades 6-8 • 3.9 mi

5/10

Banning High School

Grades 9-12 • 3.1 mi

4/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
60%
Square foot2,3471,683
90%
Lot Size4,7926,098
34%
Price$498.0K$450.0K
69%
Price per sq ft$212$261
10%
Built year19891997
36%
HOA$385.0$202
66%
Days on market38199
0%

Pricing History

Listed for Sale

Mar 3, 2026

$498,000

$508,000

-2% Price Drop

Initial Listing

Price Change

Feb 4, 2026

$508,000

$529,000

-4% Price Drop

Initial Listing

Price Change

Jan 28, 2026

$529,000

Initial Listing

Sold

Jan 22, 2021

$330,000

Public Record

Sold

May 13, 2014

$275,000

Public Record

Sold

Apr 7, 2011

$185,000

Public Record

Sold

Apr 22, 2002

$219,000

Public Record

Sold

Jul 6, 2001

$172,000

Public Record

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