498 Duncan Street, Santa Rosa, CA 95401, Santa Rosa, 95401 - 2 bed, 2 bath
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498 Duncan Street
Santa Rosa, CA 95401
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,224Sq Ft
15,089Lot Size
Property Price
LIST PRICE$695,000
EST. MARKET VALUE
$630,132
10% AboveMARKET VALUE
SUMMARY
This Single Family Residence represents a High-Potential Investment Opportunity, listed at $725,000—positioned slightly above the $710,116 Fair Market Value. While the property requires updates, its Condition Rating of 4 reflects a well-maintained vintage home with a 270 sq. ft. finished bonus space and a massive 15,089 sq. ft. lot. The expansive grounds and potential for ADU development offer significant long-term upside. This property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a versatile, in-town asset with room to grow.
Estimated Market Value
$630,132
Based on Realkey algorithm analyzing recent comparable sales in Santa Rosa.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 498 Duncan Street Subject 2 bd · 2 ba · 1,224 sqft · $515 | $695,000* List Price | 2 | 2 | 1,224 | $515 | - |
A 564 Edith Court Sold 3 bd · 2 ba · 1,400 sqft · $446 · 0.3 mi | $625,000 | 3 | 2 | 1,400 | $446 | 0.3 mi |
B 732 Blossom Way Active 2 bd · 1 ba · 816 sqft · $734 · 0.6 mi | $599,000 List Price | 2 | 1 | 816 | $734 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1959, this home has been lovingly maintained but remains largely dated. The kitchen features vintage cabinetry and older tiled countertops, and while there is a remodeled bath and newer flooring, the property overall requires cosmetic and system updates to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 15089, living area = 972.
- Expansive Lot & Development Potential
The rare 1/3-acre level lot within city limits offers significant usable space for gardening and recreation, with potential for future development or ADU expansion.
- Versatile Bonus Space
A finished 270 sq. ft. room with a half bath and sink provides excellent flexibility for a home office, guest suite, or creative studio separate from the main living area.
CONSRISKS & DEFICIENCIES
- Limited Main Living Space
With only 972 square feet and a 2-bedroom, 1-bathroom configuration, the primary residence may feel restrictive for larger families or those seeking more interior volume.
- Single Main Bathroom
The main house contains only one bathroom, which can be a logistical challenge for households with multiple occupants or when hosting guests.
About 498 Duncan Street
Lovingly maintained by the original family, this charming 2BR/1BA home offers single-level living with a remodeled bath, spacious living room, and eat-in kitchen with newer gas range and built-in hutch. A covered breezeway leads to a finished 270 sq. ft. great room with heat, sink, cabinetry, and half bath, ideal for a home office, studio, workshop, hobbies, or guest space. Local opinion this may be split up to 3 lots! Pictures were virtually staged https://hlm.homelight.com/link/498-Duncan-Street-sokc8t4y
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1959
- Lot Size
- 15,089 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.0 |
| Baths | 2.0 | 2.3 |
| Square foot | 1,224 | 1,678.111 |
| Lot Size | 15,089 | 7,642.197 |
| Price | $695.0K | $773.8K |
| Price per sq ft | $568 | $489 |
| Built year | 1959 | 1984 |
| HOA | $0 | $133 |
| Days on market | 51 | 47 |
Pricing History
Listed for Sale
Oct 1, 2026
$695,000
$725,000
-4% Price Drop
Initial Listing
Price Change
Sep 3, 2026
$725,000
Initial Listing