VA LOAN ASSUMABLE AT 2.625% - Enjoy this beautiful, well-maintained single-story Carmichael home at 5013 Portia Ct, offering four bedrooms, two bathrooms, approximately 2,150 sq ft, and a swimming pool. Built in 1991 and upgraded within approximately the last five years, the home combines generous gathering spaces with a flexible layout suited to everyday living, working from home, and entertaining. The main living area feels open and welcoming, with a vaulted ceiling and a brick fireplace that provides a natural focal point. French doors bring in natural light and create a direct connection to the pool area, allowing the interior and backyard to function comfortably together. The adjoining kitchen features ample counter space, painted cabinetry, stainless-finish appliances, recessed and pendant lighting, and a breakfast bar that keeps cooking and conversation connected. A second living or dining space adds another useful place to gather and includes wood flooring, built-in cabinetry, and access to the yard. The primary bedroom provides its own comfortable retreat, while the attached bathroom features a dual-sink vanity and glass-enclosed tiled shower. Outside, the pool creates an inviting setting for warm Sacramento-area afternoons, entertaining, or simply relaxing at home. Separate lawn and garden spaces, multiple patio areas, and a matching storage structure give the backyard function and flexibility beyond the pool. Carmichael Park and its year-round farmers' market, shopping and dining along Madison Avenue and Fair Oaks Boulevard, and American River recreation at Ancil Hoffman Park and William B. Pond are all conveniently accessible. Together, the single-story layout, flexible living spaces, pool, usable backyard, and central Carmichael location create a comfortable setting for enjoying daily life at home.