
Oceanside, California 92057
This Move-In Ready Condominium represents a Strong Value Opportunity, listed at $479,000—positioned well below the $511,729 Fair Market Value by 6%. This valuation gap offers $32,729 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes a renovated Granite Kitchen and updated flooring. With an Assumable 2.75% VA Loan and resort-style amenities, this property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking long-term financial stability.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5021 Los Morros 31 Subject | $479,000* List Price | 2 | 2 | 1,100 | $465 | - |
A 5057 Los Morros Way 112 Sold | $479,000 | 2 | 2 | 900 | $532 | 0.0 mi |
B 505 Calle Montecito 28 Sold | $412,000 | 2 | 2 | 856 | $481 | 0.6 mi |
C 5120 N River Road E Sold | $445,000 | 2 | 2 | 992 | $449 | 0.2 mi |
D 5033 Los Morros Way 55 Sold | $501,000 | 2 | 2 | 1,100 | $455 | 0.1 mi |
E 517 Calle Montecito 91 Sold | $385,000 | 2 | 1 | 806 | $478 | 0.7 mi |
F 5004 Los Morros Way 2 Active | $499,999 List Price | 2 | 2 | 900 | $556 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1986 but features a renovated kitchen with granite countertops and stainless steel appliances, along with updated wood-look flooring and fresh paint. The property is well-maintained and move-in ready, consistent with a 5-15 year renovation age.
The rare opportunity to assume a 2.75% VA loan provides a massive financial advantage, offering significantly lower monthly payments compared to current market interest rates.
Unlike typical condos, this unit features both an oversized private patio and an additional balcony, providing ample space for outdoor dining, entertaining, and relaxation.
Located in the gated Stonemark community, residents have access to resort-style facilities including a pool, spa, fitness center, and playground, all within a secure environment.
The monthly association fee of $523 is relatively high for the area and price point, which may impact the overall affordability for budget-conscious buyers.
Built in 1986, the property and complex may soon require more significant capital improvements or updates to major systems compared to newer residential developments.
Assume a 2.75% VA Loan - Subject to Lender Approval and Buyer Qualification.Welcome home to Los Morros! This beautifully maintained residence combines exceptional value with the easygoing coastal lifestyle Oceanside is known for. From the moment you arrive, you'll love the oversized private patio, an inviting outdoor retreat with plenty of room to lounge, entertain, dine al fresco, or simply enjoy Southern California's year round sunshine. Inside, the bright and open floor plan creates a warm, welcoming atmosphere, while the kitchen features granite countertops, stainless steel appliances, and seamless flow into the living and dining spaces. With two spacious bedrooms and two bathrooms, the layout offers both comfort and privacy. A private balcony provides an additional outdoor escape, perfect for enjoying your morning coffee or unwinding at the end of the day. Residents of the gated Stonemark community enjoy resort style amenities including a sparkling pool and spa, fitness center, playground, BBQ area, outdoor fireplace, and beautifully maintained grounds. Conveniently located near Camp Pendleton, shopping, dining, major freeways, and the scenic San Luis Rey River Trail leading all the way to the Oceanside Pier, this home places the very best of North County living right at your doorstep. Complete with a private garage, assigned parking, and an unbeatable location, this move-in ready home is the perfect place to enjoy everything Oceanside has to offer.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,100 | 1,064 | 57% |
| Lot Size | 78,316 | 1,639 | 79% |
| Price | $479.0K | $480.0K | 49% |
| Price per sq ft | $435 | $467 | 36% |
| Built year | 1986 | 1983 | 67% |
| HOA | $523.0 | $440 | 61% |
| Days on market | 0 | 140 | 8% |
Jun 12, 2026
$479,000
Initial Listing
Aug 5, 2021
$420,000
Public Record
Oct 16, 2018
$289,500
Public Record
Mar 23, 2005
$286,000
Public Record