513 Calle Montecito 64, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
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513 Calle Montecito 64
Oceanside, California 92057
ACTIVE
CONDITION: GOOD
2Beds
2Baths
856Sq Ft
303,613.188Lot Size
Property Price
LIST PRICE$429,999
EST. MARKET VALUE
$435,719
SUMMARY
This Move-in Ready Condominium is a Strong Value Opportunity, listed at $429,999—positioned well below the $435,720 Fair Market Value by 1.3%. This valuation gap offers $5,721 in Instant Equity. Featuring a Condition Rating of 3, the unit includes a Granite Kitchen and modern flooring. Residents enjoy community Pool and Spa access near Libby Lake Park. With VA-approval and proximity to North County beaches, this is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a stable, low-maintenance lifestyle.
Estimated Market Value
$435,719
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 513 Calle Montecito 64 Subject | $429,999* List Price | 2 | 2 | 856 | $509 | - |
A 517 Calle Montecito 91 Sold | $385,000 | 2 | 1 | 806 | $478 | 0.1 mi |
B 510 Calle Montecito 51 Sold | $385,000 | 2 | 1 | 806 | $478 | 0.0 mi |
C 155 Avenida Descanso 202 Sold | $370,000 | 2 | 1 | 741 | $499 | 0.5 mi |
D 5021 Los Morros 31 Sold | $479,000 | 2 | 2 | 1,100 | $435 | 0.6 mi |
E 505 Calle Montecito 28 Sold | $412,000 | 2 | 2 | 856 | $481 | - |
F 525 Calle Montecito 122 Pending | $380,000 List Price | 2 | 1 | 806 | $471 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1985, the interior shows clear signs of a mid-range renovation within the last 5-15 years. The kitchen features updated granite countertops and stainless steel appliances, and the living areas have modern laminate flooring. The unit appears well-maintained, functional, and move-in ready.
PROSSTRENGTHS & OPPORTUNITIES
- Strategic Location
Ideally situated near Camp Pendleton, Libby Lake Park, and North County beaches, offering excellent convenience for military personnel and outdoor enthusiasts.
- Comprehensive HOA Coverage
The monthly association dues cover essential utilities including water, sewer, and trash, alongside exterior maintenance and access to community pool and spa facilities.
- Financing & Investment Potential
The property is VA-approved and priced competitively for the Oceanside market, making it an accessible entry point for first-time buyers or a viable rental investment.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =303613, other record lot size in square feet = 303705.
- High Monthly Dues
The $620 monthly HOA fee is relatively high for a condo at this price point, which may impact overall monthly affordability and buyer qualification.
- Limited Square Footage
At 856 square feet with no designated view, the interior living space is compact, which may feel restrictive for buyers looking for more room or an open feel.
About 513 Calle Montecito 64
Experience comfort and convenience in this charming 2-bedroom, 2-bath Lakeshore Villas condo near Camp Pendleton. This second-floor unit features a spacious balcony with side-by-side washer and dryer, plus covered parking and ample guest parking. The community offers a pool and spa, with HOA dues covering water, sewer, trash, exterior maintenance, and more. Located next to Libby Lake Park and minutes from shopping, schools, Oceanside Harbor, and North County beaches. VA-approved and priced to sell—perfect for a first-time buyer or investment!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- 303,613.188 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $620.0 / Month
Neighborhood Insights
Oceanside Unified Schools
Libby Elementary School
Grades K-5 • 0.2 mi
4/10
Reynolds Elementary School
Grades K-5 • 0.4 mi
5/10
Cesar Chavez Middle School
Grades 6-8 • 0.8 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 856 | 1,079.414 |
| Lot Size | 303,613.188 | 68,707.138 |
| Price | $430.0K | $574.6K |
| Price per sq ft | $502 | $540 |
| Built year | 1985 | 1988 |
| HOA | $620.0 | $528 |
| Days on market | 22 | 59 |
Pricing History
Listed for Sale
Aug 18, 2026
$429,999
Initial Listing
Sold
Jul 29, 2024
$470,000
Public Record
Sold
Apr 29, 2022
$436,000
Public Record
Sold
Feb 14, 2020
$260,000
Public Record
Sold
Nov 23, 2005
$268,000
Public Record