514 W 4th Street, Cloverdale, CA 95425, Cloverdale, 95425 - 3 bed, 2 bath
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514 W 4th Street
Cloverdale, CA 95425
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,326Sq Ft
5,602Lot Size
Property Price
LIST PRICE$639,000
EST. MARKET VALUE
$653,937
SUMMARY
This Prime Investment Opportunity is listed at $639,000, positioned well below the $653,937 Fair Market Value by 2%. This valuation gap provides $14,937 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes significant recent upgrades like a 2019 HVAC system and dual-pane windows. Its walkable location near schools and downtown, combined with RV-access and a private patio, makes this an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a stable, well-maintained asset.
Estimated Market Value
$653,937
Based on Realkey algorithm analyzing recent comparable sales in Cloverdale.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 514 W 4th Street Subject | $639,000* List Price | 3 | 2 | 1,326 | $493 | - |
A 419 N Washington Street Sold | $590,000 | 2 | 2 | 1,131 | $522 | 0.1 mi |
B 312 N Jefferson Street Sold | $639,000 | 2 | 2 | 1,286 | $497 | 0.1 mi |
C 315 N Washington Street Sold | $629,000 | 2 | 1 | 1,329 | $473 | 0.2 mi |
D 78 Allen Avenue Sold | $569,000 | 3 | 2 | 1,092 | $521 | 1.0 mi |
E 442 Muscat Drive Sold | $695,000 | 3 | 2 | 1,531 | $454 | 0.4 mi |
F 445 Muscat Drive Sold | $682,000 | 3 | 2 | 1,531 | $445 | 0.4 mi |
G 441 N Jefferson Street Active | $558,000 List Price | 3 | 2 | 1,337 | $417 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
While the home was built in 1973, it has been exceptionally well-maintained with major system updates including a newer HVAC (2019), roof (2012), and dual-pane windows. The interior features newer flooring and fresh paint, and although the kitchen and bathrooms are dated in style, they are functional and move-in ready.
PROSSTRENGTHS & OPPORTUNITIES
- Extensive Recent Upgrades
The property features significant capital improvements including a newer HVAC system, dual-pane windows, siding, and fresh exterior paint, significantly reducing immediate maintenance concerns for the buyer.
- Prime Walkable Location
Ideally situated within walking distance to local schools, city parks, and downtown Cloverdale, this home offers exceptional convenience and a high quality of life in a well-established neighborhood.
- Versatile Outdoor Space
The sunny corner lot is thoughtfully utilized with professional landscaping, raised garden beds, and a dedicated RV-access side gate, providing rare flexibility for storage and outdoor hobbies.
CONSRISKS & DEFICIENCIES
- Modest Living Area
At 1,326 square feet, the interior living space may feel compact for larger families or those requiring a dedicated home office environment.
- 1970s Era Layout
Built in 1973, the home likely features a more traditional, compartmentalized floor plan that may lack the open-concept flow desired by many modern buyers.
About 514 W 4th Street
Welcome to this charming single-level home situated on a sunny corner lot in an established Cloverdale neighborhood. Offering approximately 1,326 square feet, this inviting residence features three bedrooms, two full bathrooms, a cozy brick fireplace, central heating and air conditioning, and an attached two-car garage. Thoughtfully maintained over the years, the home offers numerous improvements that add comfort, efficiency, and lasting value. Updates include a newer HVAC system, dual-pane windows, siding and gutters, with many of these improvements completed around 2019-2020. The roof was replaced around 2012-2013, the exterior was freshly painted within the past year, and a new garage door opener was installed approximately two years ago. Beautifully landscaped front and back yards create welcoming outdoor spaces, while raised vegetable garden beds provide the perfect setting for growing fresh herbs and produce. The backyard is enclosed with attractive redwood fencing and features a patio ideal for relaxing, dining, or entertaining while enjoying Cloverdale's warm, sunny climate. A convenient RV-access side gate provides additional flexibility for recreational vehicles, a boat, or other outdoor equipment. The location adds to the home's appeal. Cloverdale High School and two elementary schools are within walking distance, while the city park and swimming pool are approximately two blocks away. Downtown Cloverdale is just two to three blocks from the home, and the local fire station is within approximately one mile. For those who enjoy everything Sonoma County wine country has to offer, downtown Healdsburg is approximately a 15-minute drive away, with easy access to acclaimed wineries, tasting rooms, restaurants, shopping, and recreation throughout Northern Sonoma County. Built in 1973 and set on an approximately 5,600-square-foot lot, this well-cared-for property combines comfortable single-level living, valuable improvements, inviting outdoor spaces, and an exceptionally convenient location in the heart of Cloverdale.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1973
- Lot Size
- 5,602 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.8 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,326 | 1,739.714 |
| Lot Size | 5,602 | 10,406.5 |
| Price | $639.0K | $689.9K |
| Price per sq ft | $482 | $443 |
| Built year | 1973 | 1978 |
| HOA | $0 | $340 |
| Days on market | 30 | 51 |
Pricing History
Listed for Sale
Aug 10, 2026
$639,000
Initial Listing