515 Chestnut Street, Santa Cruz, California 95060, Santa Cruz, 95060 - 3 bed, 2 bath
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Santa Cruz, California 95060
This Versatile Legacy Residence is listed at $1,485,000, representing a stable and fair acquisition price that aligns with its $1,484,203 Fair Market Value. Maintaining a Condition Rating of 3, the 1880 structure seamlessly integrates vintage architectural character with modern updates, soaring ceilings, and a private deck. The floor plan provides exceptional "house-hack" potential via a move-in ready bonus studio and a second story with a separate entrance, ideal for generating rental income. Situated in a Prime Downtown Location, this property offers a rare blend of historic charm and urban lifestyle. It is an ideal opportunity for Owner-Occupants or Multi-generational Buyers seeking a high-utility coastal asset.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 515 Chestnut Street Subject | $1,485,000* List Price | 3 | 2 | 1,850 | $802 | - |
A 148 Mason Street Sold | $1,270,000 | 4 | 3 | 1,923 | $660 | 0.7 mi |
B 108 Jessie Street Sold | $1,300,000 | 3 | 2 | 1,468 | $886 | 1.0 mi |
C 130 Otis Street Active | $1,599,000 List Price | 3 | 3 | 1,817 | $880 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
While originally built in 1880, the property has undergone significant modern updates. The kitchen features contemporary stone countertops, stainless steel appliances, and refreshed cabinetry. The interior shows well-maintained hardwood flooring, updated lighting, and modern windows, making it move-in ready and consistent with a 5-15 year renovation cycle.
The property boasts an exceptional walkability score, located just a short stroll from downtown Santa Cruz's boutiques, restaurants, and the farmer's market, while remaining only five minutes from the beach.
With a move-in ready bonus studio and a second story featuring a separate entrance, the layout is ideal for multi-generational living, a home office, or potential rental income opportunities.
This 1880 legacy home combines vintage charm with modern soaring ceilings and skylights, creating a bright, airy atmosphere complemented by extraordinary, professionally curated garden spaces.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1850, other record living area = 1608.
As a structure built in 1880, the property may require specialized maintenance or future upgrades to aging systems typical of 19th-century homes that are not always visible in modern updates.
The proximity to downtown and the Warriors stadium may result in increased pedestrian traffic, noise, and parking challenges during local events and game days.
This one's special! 3BD/2BA legacy property w/ vintage architecture & savvy modern updates. Rich in character, full of natural light & heavy on charm, this exceptional home offers a rare blend of tranquility & vibrant energy from the short stroll to downtown's boutiques, restaurants, farmer's market, fab future library, & entertainment. A variety of lifestyle options exist here. Rest your mind in the extraordinary garden spaces or dance downtown for some lively fun or a Warriors game! Connected living spaces that are ultra flexible for multi-gens, new parents, working singles, or 1st or 2nd home seekers. Soaring ceilings and skylights throughout. Bright & inviting rooms & full bathrooms on each level + a move in ready bonus studio w/ sep entrance. All nestled into your own slice of paradise. The perfect setting for CA indoor/outdoor living on the coast. 2nd story sep entrance offers possibilities of a rental or guest quarters. Light-filled w/ cathedral ceilings, garden views, bed & bath, dining/living area & flex spaces perfect as a creative space, office or play area. One of a kind, gardener's paradise where beauty, history, comfort, & convenience all coalesce. Excellent commute location & just a 5 min drive to the beach. Come for a visit, stay for a lifetime.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 3.0 | 49% |
| Square foot | 1,850 | 1,733 | 54% |
| Lot Size | 5,314 | 7,057 | 33% |
| Price | $1.49M | $1.38M | 58% |
| Price per sq ft | $803 | $837 | 46% |
| Built year | 1880 | 1977 | 4% |
| HOA | $0 | $0 | 50% |
| Days on market | 7 | 96 | 2% |
Apr 15, 2026
$1,485,000
Initial Listing