
San Marcos, California 92078
This 4-bedroom Single Family Residence represents a Strong Value Opportunity, listed at $995,000—positioned well above the $919,900 Fair Market Value. While the price reflects a premium, the home offers significant long-term stability with No HOA or Mello-Roos fees. Featuring a Fair Condition Rating, the property includes recent capital improvements like a newer HVAC and roof underlayment. Its versatile floor plan, including a main-floor bedroom, is ideal for Owner-Occupants or multi-generational families seeking a foothold in the highly desirable San Marcos Unified School District.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 517 Heather Ridge Rd Subject | $970,000* List Price | 4 | 3 | 1,797 | $501 | - |
A 639 Starstone Drive Sold | $777,000 | 3 | 2 | 2,000 | $389 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1989, the home is over 30 years old and remains largely dated with original-style cabinetry, tile countertops, and fluorescent box lighting in the kitchen and bathrooms. While the HVAC system (<4 years) and roof underlayment (2 years) are in excellent condition, the interior aesthetics and fixtures require modernization to move beyond a 'fair' rating.
The absence of HOA fees and Mello-Roos assessments provides significant monthly savings and enhances the property's long-term affordability compared to many other San Marcos developments.
With a newer HVAC system (less than 4 years old) and recently replaced roof underlayment, the home offers reduced immediate maintenance costs and improved energy efficiency for the buyer.
The highly desirable main-floor bedroom and full bathroom provide essential flexibility for multi-generational living, guest accommodations, or a dedicated home office space.
While well-maintained and freshly painted, the 1989 construction suggests that kitchens and bathrooms may still require modern upgrades to compete with newer luxury inventory in the area.
At 1,797 square feet for a four-bedroom home, the individual room sizes and common areas may feel constrained for buyers seeking a more expansive or open-concept living environment.
Well-maintained 4-bedroom, 3-bath home located in the highly desirable San Marcos School District. The functional floor plan includes a bedroom and full bath on the first floor, ideal for guests, extended family, or a home office. Upstairs you'll find the primary suite along with two additional bedrooms. The kitchen opens to the family room, creating a comfortable space for everyday living. The interior has been freshly painted, and the fenced backyard features a patio and natural grass with room to relax, entertain, or play. Several major improvements have already been completed, including a new roof underlayment installed approximately two years ago and an HVAC system that is less than four years old, helping reduce future maintenance expenses. No HOA and no Mello-Roos. Conveniently located near shopping, parks, restaurants, and easy freeway access, with excellent schools nearby. Seller may finance the sale to a qualified buyer at a very competitive rate and terms.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,797 | 2,311.5 |
| Lot Size | 6,392 | 6,534 |
| Price | $970.0K | $1.19M |
| Price per sq ft | $540 | $556 |
| Built year | 1989 | 2002 |
| HOA | $0 | $148 |
| Days on market | 14 | 45 |
Jul 21, 2026
$970,000
$995,000
-3% Price Drop
Initial Listing
Jul 8, 2026
$995,000
Initial Listing
Apr 21, 1995
$168,000
Public Record