5177 Loma Verde, Oceanside, California 92056, Oceanside, 92056 - 2 bed, 2 bath
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Oceanside, California 92056
This Detached-Style Duplex serves as a Move-in Ready Sanctuary listed at $720,000, reflecting a premium for its rare No HOA status and gated RV Parking compared to the $621,478 Fair Market Value. Boasting a Good Condition Rating following a 2009 rebuild, the home features a Granite Kitchen and vaulted ceilings. The experience is defined by a Lush Terrace Garden with fruit trees and a sunroom, located near the highly-rated Empresa Elementary School. This is a premier choice for Owner-Occupants or first-time buyers seeking privacy and utility.
Property is move-in ready.
The property is in move-in ready condition, benefiting from a full rebuild in 2009. The kitchen is well-maintained with granite countertops and stainless steel appliances, and the bathrooms feature updated vanities and tiling. While the home is highly functional and shows pride of ownership, it falls into the 'good' category rather than 'excellent' because the major renovation occurred 15 years ago, placing it outside the 5-year window for top-tier classification.
The property features lush terrace gardens with mature fruit trees and a bright sunroom that connects all bedrooms to the backyard, offering a rare level of seamless indoor-outdoor integration.
The absence of HOA fees combined with private gated RV parking provides significant financial freedom and utility that is highly sought after and rare for this neighborhood.
While originally built in 1987, the home was rebuilt in 2009 and has been meticulously maintained, offering the structural integrity and updated feel of a much newer residence.
At just 977 square feet, the interior footprint is relatively small for a detached-style property, which may limit its appeal to growing families or those requiring more storage.
While the elementary school is highly rated, the assigned middle and high schools have lower performance scores, which could be a concern for education-focused buyers.
A Rare Gem! Same owners since 1980's! Beautiful single family twin home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built & updated in 2009! High Ceilings, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from yard of terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and a raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for easy indoor/outdoor living. NO HOA! This is a rare opportunity to own a special property with charm, privacy and abundant garden space—come see it for yourself! A Rare Gem! Same owners since 1980s! Beautiful single family twin home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built and updated in 2009! High Ceilings, Upgraded Windows, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from lofty terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for seamless indoor/outdoor living.
No exterior & parking available.
Grades K-5 • 1.1 mi
Grades 6-8 • 0.3 mi
Grades 9-12 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 977 | 1,110 | 20% |
| Lot Size | 5,907 | 4,102.5 | 63% |
| Price | $699.0K | $684.0K | 54% |
| Price per sq ft | $715 | $532 | 91% |
| Built year | 1987 | 1989 | 36% |
| HOA | $0 | $430 | 3% |
| Days on market | 94 | 158 | 21% |
May 25, 2026
$699,000
$720,000
-3% Price Drop
Initial Listing
Mar 14, 2026
$720,000
Initial Listing