518 Calle Montecito 95, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
518 Calle Montecito 95
Oceanside, California 92057
Property Price
SUMMARY
Analysis of 518 Calle Montecito 95, Oceanside, California 92057 is currently available with a list price of $435,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 1985, this condo has received significant recent updates, including brand-new laminate flooring installed in January 2025, which gives the space a fresh, modern feel. The kitchen features stainless steel appliances, though the cabinetry appears to be an older style. While the bathrooms are not explicitly detailed or pictured, the overall impression is move-in ready with no immediate renovations required, aligning with a 'Good' condition, despite the building's age.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Interior Upgrades
Features brand-new laminate flooring (Jan 2025), stainless steel appliances, and a stylish stacked-stone accent wall, offering a fresh and contemporary feel.
- Desirable Lakeside Location
Positioned near Libby Lake, providing water views, direct access to open green spaces, community paths, and a relaxing natural environment.
- Comprehensive Community Amenities
Residents benefit from Lakeshore Villas' pool, hot tub, convenient parking, and an active, well-maintained community setting.
CONSRISKS & DEFICIENCIES
- Substantial Association Fees
The monthly association fee of $560 is relatively high, adding a significant recurring cost to homeownership.
- Compact Square Footage
With 856 sqft for a 2-bedroom, 2-bathroom layout, the living space is on the smaller side, potentially limiting appeal for those desiring more spacious accommodations.
- Aging Building Infrastructure
Built in 1985, the building is 40 years old, which, despite interior updates, may lead to concerns about the age of common area systems and potential for future HOA assessments.
About 518 Calle Montecito 95
Welcome to 518 Calle Montecito #95 — a cheerful, ground-level 2 bedroom, 2 bathroom condo in the popular Lakeshore Villas community! This inviting home offers a smart, comfortable layout, including a primary suite with a roomy walk-in closet and a bright living area highlighted by a stylish stacked-stone accent wall that adds great texture and personality. Brand-new laminate flooring (installed January 2025) gives the space a fresh, modern feel throughout. The kitchen features stainless steel appliances, and just outside your patio door, you’ll find your own private enclosed laundry closet with a washer and dryer—a huge convenience. This building is wonderfully positioned near the lake, making it easy to step outside and enjoy the open green space, community paths, and the relaxing atmosphere around Libby Lake. Lakeshore Villas offers a pool, hot tub, and quiet setting, along with convenient parking and an active neighborhood vibe. Parks, sports courts, a skate area, playgrounds, and hiking trails are all right here in North Valley—perfect for staying active and enjoying the outdoors. Upbeat, low-maintenance, and surrounded by nature—this is the Oceanside lifestyle at its easiest.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- 303,705 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $560.0 / Month
Neighborhood Insights
Oceanside Unified Schools
Libby Elementary School
Grades K-5 • 0.2 mi
Reynolds Elementary School
Grades K-5 • 0.4 mi
Cesar Chavez Middle School
Grades 6-8 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 856 | 1,033.5 | 24% |
| Lot Size | 303,705 | 671.025 | 92% |
| Price | $435.0K | $450.0K | 37% |
| Price per sq ft | $508 | $465 | 71% |
| Built year | 1985 | 1982 | 58% |
| HOA | $560.0 | $475 | 76% |
| Days on market | 110 | 163 | 26% |
Pricing History
Listed for Sale
Nov 17, 2025
$435,000
Initial Listing
Sold
Sep 19, 2022
$428,000
Public Record
Sold
Jul 19, 2022
$422,500
Public Record
Sold
Sep 14, 2021
$345,000
Public Record
Sold
Dec 5, 2019
$260,000
Public Record
Sold
Aug 23, 2005
$260,000
Public Record