520 Cobblestone Court, El Cajon, California 92020, El Cajon, 92020 - 4 bed, 4 bath
520 Cobblestone Court
El Cajon, California 92020
Property Price
SUMMARY
Analysis of 520 Cobblestone Court, El Cajon, California 92020 is currently available with a list price of $739,030. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the El Cajon Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property is a brand-new 2025 construction townhome, meeting the highest standards of modern quality. It features an open-concept layout with 9-ft ceilings, a modern kitchen equipped with new Samsung appliances and a center island, and includes energy-efficient upgrades like a solar system. As a new build, all components, including flooring, fixtures, and major systems, are in pristine condition with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- New Construction & Energy Efficiency
Built in 2025, this modern townhome includes a solar system in the purchase price, offering significant long-term utility savings and the benefits of brand-new construction warranties.
- Versatile Multi-Generational Layout
The rare four-bedroom, four-bathroom floor plan features a highly desirable entry-level bedroom and full bath, perfect for guests, a home office, or multi-generational living arrangements.
- Premium Community Amenities
Located in a secure gated community, the property offers resort-style living with access to a pool, cabanas, and thoughtfully designed indoor/outdoor spaces including private patios and balconies.
CONSRISKS & DEFICIENCIES
- Local School Performance
While the high school is well-rated, several of the nearby elementary and middle schools have lower performance ratings, which may be a concern for education-focused families.
- Rising Price Point
The listing has seen multiple price increases since its initial entry, positioning it at a premium for the El Cajon townhouse market and potentially facing competition from detached single-family options.
About 520 Cobblestone Court
A vibrant community with pool, cabanas, patios and balconies to create an indoor/outdoor living space in San Diego County. Our community is gated at both entrances. This spacious townhome features an open concept floor plan with 9-ft height ceilings throughout. First floor downstairs bedroom and full bath. The expansive kitchen has a center island, pantry and Samsung® appliances. Solar System included in the price.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2025
- Lot Size
- -
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $288.0 / Month
Neighborhood Insights
El Cajon Unified Schools
Johnson Elementary School
Grades K-5 • 0.9 mi
Chase Avenue Elementary School
Grades K-5 • 1.1 mi
Anza Elementary School
Grades K-5 • 1.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 87% |
| Baths | 4.0 | 3.0 | 87% |
| Square foot | 1,709 | 1,448 | 67% |
| Lot Size | - | - | 50% |
| Price | $739.0K | $645.0K | 93% |
| Price per sq ft | $432 | $432 | 50% |
| Built year | 2025 | 2006 | 73% |
| HOA | $288.0 | $288 | 50% |
| Days on market | 96 | 171 | 33% |
Pricing History
Listed for Sale
Feb 21, 2026
$739,030
$738,432
+0% Price Increase
Initial Listing
Price Change
Jan 10, 2026
$738,432
$733,432
+1% Price Increase
Initial Listing
Price Change
Dec 1, 2025
$733,432
Initial Listing