520 E Railroad Avenue, Cotati, CA 94931, Cotati, 94931 - 2 bed, 1 bath

520 E Railroad Avenue
Cotati, CA 94931
Property Price
SUMMARY
Analysis of 520 E Railroad Avenue, Cotati, CA 94931 is currently available with a list price of $1,299,000. The property maintains a Poor Condition Rating (30/100), indicating the property requires renovation and updates to maximize its market potential. This presents opportunities for value-add investors. Located in a high-demand neighborhood within the Cotati Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for Experienced Investors and Fix-and-Flip Specialists.
Condition Analysis
OVERALL CONDITION SCORE
Property is extensive renovation needed.
Built in 1926, the primary residence requires extensive modernization and substantial repairs to meet contemporary standards. The listing explicitly states that the house needs updating and that the majority of the property's value is concentrated in the 10-acre land and its potential for subdivision into three lots.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 449539, living area = 981.
- Development Potential
The expansive lot offers significant investment upside with the potential to subdivide into three separate parcels, maximizing the land's utility and future resale value.
- Income-Producing Cottage
An existing rented cottage on the property provides immediate rental income, offering valuable cash flow to offset carrying costs during the planning or renovation phase.
CONSRISKS & DEFICIENCIES
- Significant Updating Required
The primary residence, built in 1926, requires extensive modernization and repairs to meet contemporary standards, as the current value is primarily concentrated in the land.
- Land-Heavy Valuation
With a list price of $1.299M for a 981 sqft home, the acquisition is a land-intensive investment that requires additional capital and expertise in subdivision to realize its full financial potential.
About 520 E Railroad Avenue
Beautiful great property for retirement. House needs updating. Most of the value is in the land. could be subdivided in 3 lots. There has been a cottage in the property for ever and it is rented.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1926
- Lot Size
- 449,539 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 8% |
| Baths | 1.0 | 2.0 | 4% |
| Square foot | 981 | 1,764 | 4% |
| Lot Size | 449,539 | 20,103 | 92% |
| Price | $1.30M | $900.0K | 68% |
| Price per sq ft | $1.3K | $540 | 96% |
| Built year | 1926 | 1988 | 4% |
| HOA | $0 | $0 | 50% |
| Days on market | 156 | 156 | 52% |
Pricing History
Listed for Sale
Oct 2, 2025
$1,299,000
Initial Listing
Sold
Aug 4, 2023
$1,000,000
Public Record
Sold
Jul 10, 1998
$275,000
Public Record



