521 Darwin Street, Santa Cruz, California 95062, Santa Cruz, 95062 - 0 bed, 0 bath
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521 Darwin Street
Santa Cruz, California 95062
ACTIVE
CONDITION: FAIR
0Beds
0Baths
1,826Sq Ft
5,662Lot Size
Property Price
LIST PRICE$1,399,000
EST. MARKET VALUE
$1,268,884
10% AboveMARKET VALUE
SUMMARY
This centrally located duplex represents a High-Potential Investment Opportunity, listed at a List Price of $1,399,000—positioned above the $1,268,884 Fair Market Value. While the property requires modernization due to its Condition Rating of 4, it offers immediate cash flow through existing tenancies. The Duplex configuration provides versatile options for future single-family conversion or long-term rental stability in a high-demand Santa Cruz market. This asset is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking to leverage a prime location for future value appreciation.
Estimated Market Value
$1,268,884
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 521 Darwin Street Subject 0 bd · 0 ba · 1,826 sqft · $695 | $1,399,000* List Price | 0 | 0 | 1,826 | $695 | - |
A 621 Sumner Street Pending 0 bd · 0 ba · 1,910 sqft · $783 · 0.3 mi | $1,495,000 List Price | 0 | 0 | 1,910 | $783 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
The property was built in 1958 (66 years old) and the listing lacks any mention of recent renovations to kitchens, bathrooms, or major systems (HVAC/Electric). While described as a 'solid' property and currently tenant-occupied, the exterior photos show deferred maintenance in the landscaping and fencing. Given the age and lack of updates, the units are likely dated and require modernization to meet current market standards.
PROSSTRENGTHS & OPPORTUNITIES
- Immediate Rental Income
Both units are currently tenant-occupied, providing a turnkey opportunity for investors to generate immediate cash flow upon acquisition.
- Flexible Investment Potential
The property offers versatile options for the next owner, including maintaining it as a duplex, living in one unit while renting the other, or exploring a single-family conversion.
- Prime Central Location
Situated in a highly desirable Santa Cruz neighborhood, the property benefits from strong rental demand and close proximity to local amenities and services.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1826, other record living area = 1740.
- Limited Immediate Possession
Existing tenancies and the 'do not disturb' requirement may delay an owner-user's ability to occupy the property or perform significant renovations.
- Aging Infrastructure
Built in 1958, the property may require capital improvements or updates to its core systems to meet modern efficiency standards and maximize long-term value.
About 521 Darwin Street
Great opportunity to own a centrally located duplex with flexibility for both investors and future owner-users. Each unit offers 2 bedrooms, 1 bathroom, and just over 900 sq. ft. of living space. Both units are currently tenant occupied, offering immediate rental income. The property may also present potential for a future single-family configuration or other uses, subject to buyer investigation and local requirements. A solid property in a convenient location with multiple possibilities for the next owner. Please do not disturb tenants.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 1958
- Lot Size
- 5,662 Sq. Ft.
Interior
- Total Bedrooms
- 0
- Total Bathrooms
- -
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 0.0 | 0.0 |
| Baths | 0.0 | 0.0 |
| Square foot | 1,826 | 1,878.167 |
| Lot Size | 5,662 | 4,740.667 |
| Price | $1.40M | $1.38M |
| Price per sq ft | $766 | $812 |
| Built year | 1958 | 1965 |
| HOA | $0 | $0 |
| Days on market | 17 | 34 |
Pricing History
Listed for Sale
Oct 7, 2026
$1,399,000
Initial Listing
Sold
May 10, 2002
$626,000
Public Record
Sold
Nov 1, 2000
$485,000
Public Record