
Oceanside, California 92057
Analysis of 522 Calle Montecito 114, Oceanside, California 92057 is currently available with a list price of $450,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is new construction or fully renovated.
Although built in 1985, the property has undergone extensive recent renovations making it move-in ready. The kitchen features modern white shaker-style cabinetry, stone countertops, a subway tile backsplash, and stainless steel appliances. The interior includes updated wide-plank flooring, fresh neutral paint, and modernized bathrooms, meeting current aesthetic and quality standards with no visible deferred maintenance.
This rare residence offers peaceful balcony views overlooking Libby Lake, providing a serene and unique setting that is difficult to find at this price point in Oceanside.
The home is move-in ready with fresh paint and thoughtful upgrades throughout, offering a low-maintenance opportunity for first-time buyers or investors.
Residents enjoy access to a pool, spa, playground, and scenic walking paths, enhancing the lifestyle value just steps from the front door.
The monthly association fee of $569 is relatively high for a property at this price level, which may impact the overall affordability and debt-to-income ratio for some buyers.
With only one assigned parking space and a compact 856-square-foot layout, the property may feel restrictive for multi-vehicle households or those requiring more storage.
Rare opportunity to own a lake-view residence in Oceanside. Located at 522 Calle Montecito #114, this two-bedroom, two-bathroom home offers peaceful balcony views overlooking Libby Lake, creating a relaxing setting that’s hard to find at this price point. Inside, the home is clean, turnkey, and move-in ready, featuring fresh paint and thoughtful upgrades throughout. The functional layout offers comfortable living spaces, while the private patio includes a full-size washer and dryer for added convenience. The unit also comes with one assigned parking space. Residents enjoy access to community amenities including a pool, spa, playground, and scenic walking paths around the lake, making it easy to enjoy the outdoors just steps from your door. Whether you’re a first-time buyer, investor, or looking for a low-maintenance second home near the coast, this property offers excellent value and flexibility. All just a short drive to Oceanside’s beautiful beaches, restaurants, and coastal lifestyle. Come see why lake-view units like this rarely become available.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 0.4 mi
Grades 6-8 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 31% |
| Baths | 2.0 | 3.0 | 19% |
| Square foot | 856 | 1,474 | 6% |
| Lot Size | - | - | 50% |
| Price | $450.0K | $697.5K | 6% |
| Price per sq ft | $526 | $480 | 94% |
| Built year | 1985 | 1995 | 13% |
| HOA | $569.0 | $280 | 94% |
| Days on market | 43 | 164 | 6% |
Mar 10, 2026
$450,000
Initial Listing
Sep 17, 2021
$337,500
Public Record
Nov 15, 2013
$108,500
Public Record
Aug 31, 2005
$286,000
Public Record