522 Calle Montecito 114, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
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Oceanside, California 92057
This Turnkey Lake-View Townhouse is listed at $444,999, offering a stable acquisition at its $446,499 Fair Market Value. Featuring a Mint Condition Rating, the home showcases a recent high-quality renovation with stone countertops, stainless steel appliances, and fresh paint. The layout includes a private balcony with peaceful Libby Lake views and access to a community pool and spa. Proximity to Reynolds Elementary and El Camino High School enhances the lifestyle appeal. This property is perfectly suited for first-time buyers or Owner-Occupants seeking a move-in-ready coastal retreat.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 522 Calle Montecito 114 Subject | $444,999* List Price | 2 | 2 | 856 | $522 | - |
A 522 Calle Montecito 114 Active | $450,000 List Price | 2 | 2 | 856 | $526 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1985, the interior has undergone a high-quality renovation within the last 5 years. The kitchen features modern stainless steel appliances, stone countertops, and subway tile backsplash, while the bathrooms and flooring have been fully updated. The property is in mint, move-in ready condition.
Priced competitively at $444,999, this property offers a rare entry point into the Oceanside market, making it an ideal choice for first-time buyers and those utilizing VA financing.
The unit features a private balcony with peaceful views of Libby Lake, providing a premium natural backdrop and a sense of tranquility that is hard to find at this price point.
The home is thoughtfully updated with fresh paint and a functional layout, including the convenience of an in-unit full-size washer and dryer on the patio.
The monthly HOA fee of $569 is relatively high for a property of this size, which may impact the debt-to-income ratio and overall monthly affordability for some buyers.
With only 856 square feet for a two-bedroom, two-bathroom configuration, the interior living areas and bedrooms may feel restrictive for those requiring more storage or spaciousness.
One of the best entry-level opportunities in Oceanside…with a view. 522 Calle Montecito #114 offers a rare chance for buyers to secure a two-bedroom, two-bath home overlooking Libby Lake, combining value, lifestyle, and long-term potential in one package. Whether you’re a first-time buyer or using VA financing, this is the kind of opportunity that’s getting harder to find. The home is clean, move-in ready, and thoughtfully updated with fresh paint and a functional layout that makes everyday living easy. Enjoy your own private balcony with peaceful lake views, plus a patio with a full-size washer and dryer for added convenience. The unit also includes one assigned parking space. The community features a pool, spa, playground, and walking paths around the lake, creating a relaxed, outdoor-oriented setting just steps from your front door. Location ties it all together… just a short drive to Oceanside’s beaches, restaurants, and coastal lifestyle, giving you access to everything people move here for without the coastal price tag. If you’ve been waiting for the right combination of price, condition, and location…this is it.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 0.4 mi
Grades 6-8 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 39% |
| Baths | 2.0 | 3.0 | 28% |
| Square foot | 856 | 1,365 | 6% |
| Lot Size | - | - | 50% |
| Price | $445.0K | $677.5K | 11% |
| Price per sq ft | $520 | $486 | 83% |
| Built year | 1985 | 1992 | 22% |
| HOA | $569.0 | $275 | 94% |
| Days on market | 41 | 147 | 6% |
May 5, 2026
$444,999
Initial Listing
Sep 17, 2021
$337,500
Public Record
Nov 15, 2013
$108,500
Public Record
Aug 31, 2005
$286,000
Public Record