522 Heron Lane, Imperial Beach, California 91932, Imperial Beach, 91932 - 3 bed, 2 bath
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Imperial Beach, California 91932
This Modern Coastal Residence is a Strong Value Opportunity, listed at $915,000—positioned below the $926,056 Fair Market Value by 1%. This pricing provides $11,056 in Instant Equity. Built in 2018, the home maintains a Like-New Condition Rating featuring a Granite Kitchen, shaker cabinetry, and a Neighborhood View. A standout financial advantage is the rare 2.87% VA Assumable Rate, offering massive monthly savings. Located in the Sweetwater Union District with flexible rental zoning, this is ideal for Owner-Occupants or Lifestyle Seekers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 522 Heron Lane Subject | $895,000* List Price | 3 | 2 | 1,646 | $556 | - |
A 238 Daisy Avenue 6 Sold | $750,000 | 3 | 3 | 1,510 | $497 | 0.6 mi |
B 504 Hummingbird Lane Active | $900,000 List Price | 4 | 4 | 1,709 | $527 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2018, this property is less than 10 years old and maintains a like-new appearance. The interior features modern finishes including a contemporary kitchen with white shaker cabinetry, granite countertops, and stainless steel appliances. The flooring, recessed lighting, and overall structure show no signs of deferred maintenance, meeting the highest quality standards.
The property features a rare 2.87% VA assumable interest rate available to both VA and non-VA purchasers, offering significant monthly savings compared to current market rates.
Built in 2018, this contemporary residence offers modern building standards, energy-efficient systems, and updated finishes, reducing the need for immediate capital improvements.
With 1,646 square feet and three bedrooms, this home provides a generous and functional floor plan that is highly competitive for the Imperial Beach condominium market.
The $350 monthly HOA fee adds a permanent carrying cost to the property which may impact the overall affordability for some buyers.
Utilizing the assumable loan requires the buyer to have significant cash reserves or secondary financing to cover the gap between the loan balance and the $915,000 purchase price.
2.87 VA Assumable interest rate! Seller open to a VA assumable transaction with a non VA Purchaser! Short- and Long-term renting of the home is allowed!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 64% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,646 | 1,064 | 79% |
| Lot Size | - | - | 50% |
| Price | $895.0K | $682.0K | 64% |
| Price per sq ft | $544 | $585 | 29% |
| Built year | 2018 | 1989 | 93% |
| HOA | $350.0 | $400 | 36% |
| Days on market | 35 | 231 | 7% |
Apr 18, 2026
$895,000
$915,000
-2% Price Drop
Initial Listing
Mar 18, 2026
$915,000
Initial Listing
Dec 28, 2021
$800,000
Public Record
Sep 21, 2018
$565,000
Public Record