527 Cross Street, Lodi, CA 95242, Lodi, 95242 - 3 bed, 1 bath

527 Cross Street, Lodi, CA 95242 home-pic-0

527 Cross Street

Lodi, CA 95242

ACTIVE
CONDITION: GOOD
3Beds
1Baths
955Sq Ft
6,133Lot Size

Property Price

LIST PRICE$470,000
EST. MARKET VALUE
$427,503
9% AboveMARKET VALUE

SUMMARY

Analysis of 527 Cross Street, Lodi, CA 95242 reveals a property with a current list price of $470,000, which is 9% above the estimated $427,503 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Lodi Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$427,503
Based on Realkey algorithm analyzing recent comparable sales in Lodi.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
527 Cross Street
Subject
$470,000*
List Price
31955$448-
A
524 N Pacific Avenue
Sold
$460,000321,108$4150.1 mi
B
1818 Capell Drive
Sold
$455,000321,200$3790.6 mi
C
248 S Corinth Avenue
Sold
$445,000321,200$3710.7 mi
D
2132 Tracy Place
Sold
$410,000321,075$3810.7 mi
E
2001 Jerry Lane
Sold
$445,000321,104$4030.5 mi
F
1416 Reiman Street
Active
$450,000
List Price
21999$4500.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is exceptionally well-maintained and move-in ready. While originally built in 1954, it features significant high-end upgrades including a Duralock steel stone-coated roof, a 200-amp electrical panel, and an oversized A/C system. The kitchen has been updated with premium soapstone countertops and a custom sink. Although the home is older and compact, the quality of the mechanical systems and the 'spa-like' interior maintenance elevate it above the 'fair' category.

PROSSTRENGTHS & OPPORTUNITIES

  • Prime West Lodi Location

    Situated in a highly sought-after area near Lodi Lake, this property offers a premium lifestyle with easy access to recreation and a serene neighborhood atmosphere.

  • High-End Infrastructure Upgrades

    The home boasts significant capital improvements including a Duralock steel stone-coated roof, an oversized A/C system, and a 200-amp electrical panel, ensuring long-term durability and efficiency.

  • Exceptional Outdoor Living

    The backyard serves as a private oasis featuring a sparkling pool, mature citrus trees, and a rare drive-through garage that provides versatile storage and easy access.

CONSRISKS & DEFICIENCIES

  • Limited Bathroom Count

    With only one bathroom serving three bedrooms, the layout may present a challenge for families or guests and could impact the property's competitive edge in the market.

  • Compact Interior Living Space

    At 955 square feet, the interior footprint is relatively small for a three-bedroom home, which may result in tighter bedroom dimensions and limited communal living areas.

About 527 Cross Street

This hidden gem won't last long. Nestled on the west side of Lodi, just moments from Lodi Lake, this rare bungalow blends charm, quality, and relaxation into one exceptional property. This beautifully maintained three-bedroom, one-bath home showcases thoughtful attention to detail throughout. The kitchen features stunning soapstone countertops imported from Brazil, along with a custom-built sink that adds both elegance and functionality. Unwind in the inviting living room, where a custom-built fountain creates a peaceful, spa-like ambiance. Designed for comfort and durability, the home includes a Duralock steel stone-coated roof, a whole-house fan, a 200-amp electrical panel, an oversized A/C system, and a sparkling pool perfect for warm Central Valley days. Step into the backyard and experience your own private retreat. Mature tangerine, orange, and lemon trees provide shade and fresh fruit, while thriving grapevines and abundant wildlife create a truly serene setting. The convenient drive-through garage opens to expansive backyard storage, adding versatility and practicality. Opportunities like this are rare in such a sought-after location. Don't miss your chance to view this one-of-a-kind property it truly has it all.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1954
Lot Size
6,133 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
1 (1 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths1.02.0
3%
Square foot9551,918.5
3%
Lot Size6,1336,080.5
52%
Price$470.0K$592.5K
19%
Price per sq ft$492$314
96%
Built year19541991
8%
HOA$0$0
50%
Days on market9211
2%

Pricing History

Listed for Sale

Feb 26, 2026

$470,000

Initial Listing

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