5270 San Bernardo Ter, San Diego, California 92114, San Diego, 92114 - 3 bed, 3 bath
5270 San Bernardo Ter
San Diego, California 92114
Property Price
SUMMARY
Analysis of 5270 San Bernardo Ter, San Diego, California 92114 reveals a Prime Investment Opportunity with a current list price of $890,000—significantly undercutting the $933,463 Fair Market Value by 4%. This valuation gap indicates a +$43,463 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5270 San Bernardo Ter Subject | $890,000* List Price | 3 | 3 | 1,718 | $543 | - |
A 5474 Olvera Ave Sold | $889,000 | 3 | 2 | 1,873 | $475 | 0.2 mi |
B 5707 Elk Street Sold | $850,000 | 3 | 2 | 1,583 | $537 | 0.5 mi |
C 5690 Cervantes Sold | $777,500 | 3 | 2 | 1,236 | $629 | 0.4 mi |
D 863 Ginna Pl Sold | $745,000 | 3 | 2 | 1,504 | $495 | 0.2 mi |
E 6035 Harps Ct Sold | $865,000 | 4 | 2 | 1,818 | $476 | 0.8 mi |
F 6027 Daisy Active | $849,000 List Price | 3 | 2 | 1,642 | $517 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property is a 2023 new construction, meeting the highest quality standards for modern real estate. It features a contemporary open-concept kitchen, energy-efficient LED lighting, central A/C, and advanced electrical systems including a Tesla home battery and EV-ready garage. As a brand-new build, all components, flooring, and fixtures are in pristine condition with no physical depreciation or deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7405, living area = 1718.
- Modern Energy Efficiency
Built in 2023, this eco-friendly home features a Tesla battery system, leased solar, and EV-ready garage, offering significant energy savings and modern sustainability.
- Low Carrying Costs
The absence of HOA fees and Mello Roos assessments provides a significant financial advantage, increasing the buyer's purchasing power and reducing monthly overhead.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =7405, other record lot size in square feet = 8036.
- Recently Sold Property
The property was recently sold within the past year on 2026-02-09. The sold price is $725,000.00.
- Reverse Floor Plan
The unconventional reverse floor plan layout may not appeal to traditional buyers who prefer standard entry-level living and bedroom configurations.
About 5270 San Bernardo Ter
Stunning 2023-Built VIEW Home – No HOA, No Mello Roos! Welcome to this beautifully designed two-story home featuring a highly desirable reverse floor plan that maximizes comfort and views. The main level offers an open-concept living room, dining area, and modern kitchen, along with a spacious primary bedroom — providing convenient single-level living. Downstairs, you’ll find two additional bedrooms plus a generous den, perfect for a home office, media room, or playroom. Situated on a large, usable lot directly across from the charming new La Paz Mini Park — complete with three play structures, BBQ areas, and picnic tables — this location offers both tranquility and recreation right outside your door. This eco-friendly, all-electric home comes fully equipped with: Central A/C, EV-ready two-car garage, LED lighting throughout, Leased solar panels and Tesla home battery system. Enjoy energy efficiency and peace of mind — you’ll never worry about running out of electricity. Move-in ready and VA buyers welcome!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2023
- Lot Size
- 7,405 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 82% |
| Square foot | 1,718 | 1,454 | 73% |
| Lot Size | 7,405 | 6,380 | 68% |
| Price | $890.0K | $765.0K | 95% |
| Price per sq ft | $518 | $524 | 47% |
| Built year | 2023 | 1963 | 99% |
| HOA | $0 | $0 | 50% |
| Days on market | 8 | 151 | 4% |
Pricing History
Listed for Sale
Feb 27, 2026
$890,000
Initial Listing
Sold
Feb 9, 2026
$725,000
Public Record
Sold
Oct 16, 2023
$875,000
Public Record
Sold
Jun 26, 2020
$88,000
Public Record