528 N Cuyamaca St, El Cajon, California 92020, El Cajon, 92020 - 3 bed, 3 bath

528 N Cuyamaca St, El Cajon, California 92020 home-pic-0

528 N Cuyamaca St

El Cajon, California 92020

ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,838Sq Ft
7,100Lot Size

Property Price

LIST PRICE$949,000
EST. MARKET VALUE
$995,897
4% BelowMARKET VALUE

SUMMARY

Analysis of 528 N Cuyamaca St, El Cajon, California 92020 reveals a Prime Investment Opportunity with a current list price of $949,000—significantly undercutting the $995,897 Fair Market Value by 4%. This valuation gap indicates a +$46,897 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the El Cajon Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$995,897 +$46,897 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
528 N Cuyamaca St
Subject
$949,000*
List Price
331,838$542-
A
1387 Weers Street
Sold
$865,000321,729$5000.2 mi
B
370 N Cuyamaca St
Sold
$812,000321,300$6250.2 mi
C
1387 Weers St.
Active
$899,990
List Price
321,729$5210.2 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although originally built in 1951, the property has undergone a comprehensive, high-end professional remodel within the last year. It features a modern kitchen with quartz countertops and stainless steel appliances, updated flooring throughout, and a luxurious, spa-inspired primary suite. All interior components meet current quality standards, making it move-in ready with no deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Modernized Interior & Primary Retreat

    The home features a comprehensive remodel including a stunning kitchen with quartz countertops and a massive, spa-inspired primary suite, offering luxury finishes rarely found in homes of this era.

  • Private Outdoor Oasis

    A large private backyard equipped with a sparkling pool provides an ideal space for entertaining and relaxation, serving as a premium feature for the El Cajon climate.

  • Prime Fletcher Hills Location

    Situated in the highly desirable Fletcher Hills neighborhood with no HOA fees, the property offers excellent proximity to top-rated schools like Fletcher Hills Elementary and easy freeway access.

CONSRISKS & DEFICIENCIES

  • Recently Sold Property

    The property was recently sold within the past year on 2025-11-14. The sold price is $645,000.00.

  • Vintage Infrastructure

    Originally constructed in 1951, the property may have aged underlying systems or structural elements that require ongoing maintenance despite the modern cosmetic upgrades.

  • Inconsistent School Ratings

    While the local elementary school is highly rated, some assigned middle and high schools in the immediate area have lower performance scores, which may be a consideration for education-focused families.

About 528 N Cuyamaca St

Welcome to this beautifully remodeled 3-bedroom, 2.5-bath home located in the desirable Fletcher Hills area of El Cajon. NO HOA!! This move-in-ready property features a bright and open floor plan, updated flooring, and a stunning modern kitchen with quartz countertops, sleek cabinetry, and stainless steel appliances, perfect for everyday living and entertaining. The home offers a massive primary suite, creating a true retreat with a spacious bedroom and a luxurious spa-inspired primary bathroom with dual vanities and elegant finishes. Step outside to enjoy a large private backyard with a sparkling pool and plenty of space for entertaining, relaxing, or family gatherings. Ideally located near parks, schools, shopping, dining, and easy access to I-8, this home combines modern upgrades, generous living space, and a fantastic Fletcher Hills location.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1951
Lot Size
7,100 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

El Cajon Unified Schools

Flying Hills Elementary School

Grades K-6 • 0.7 mi

5/10

Fletcher Hills Elementary School

Grades K-6 • 1.0 mi

8/10

Cajon Valley Middle School

Grades 6-8 • 1.4 mi

3/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
61%
Square foot1,8381,851
50%
Lot Size7,1009,200
33%
Price$949.0K$945.0K
51%
Price per sq ft$516$519
49%
Built year19511964
13%
HOA$0$0
50%
Days on market3148
1%

Pricing History

Listed for Sale

Mar 4, 2026

$949,000

Initial Listing

Sold

Nov 14, 2025

$645,000

Public Record

Browse Properties by State Browse housing market trends by state