5287 Rio Plata Dr, Oceanside, California 92057, Oceanside, 92057 - 4 bed, 3 bath
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5287 Rio Plata Dr
Oceanside, California 92057
ACTIVE
CONDITION: GOOD
4Beds
3Baths
1,944Sq Ft
0Lot Size
Property Price
LIST PRICE$1,214,000
EST. MARKET VALUE
$1,116,640
8% AboveMARKET VALUE
SUMMARY
This Versatile Single Family Residence is a Strong Value Opportunity, listed at $1,194,000—positioned above the $1,085,713 Fair Market Value. While priced for the current market, the property features a Condition Rating of 3, bolstered by significant capital improvements including a new roof and paid-off solar. The flexible floor plan, featuring a private downstairs suite, offers exceptional utility for Multigenerational Households or Owner-Occupants seeking a private, no-HOA lifestyle near Alamosa Park Elementary. Its large lot and mountain views provide long-term stability for discerning buyers.
Estimated Market Value
$1,116,640
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5287 Rio Plata Dr Subject | $1,214,000* List Price | 4 | 3 | 1,944 | $574 | - |
A 872 Oro Grande Street Sold | $1,032,000 | 3 | 3 | 2,107 | $490 | 0.1 mi |
B 5013 Chalet Drive Sold | $985,000 | 3 | 3 | 1,788 | $551 | 0.5 mi |
C 1684 Charlie Horse Way Sold | $1,035,000 | 5 | 3 | 2,052 | $504 | 0.9 mi |
D 5243 Silver Bluff Drive Sold | $935,000 | 3 | 2 | 1,551 | $603 | 0.3 mi |
E 5060 Avenida De La Plata Sold | $1,100,000 | 4 | 2 | 2,025 | $543 | 0.8 mi |
F 653 Montage Road Sold | $950,000 | 3 | 3 | 1,737 | $547 | 0.4 mi |
G 5070 Chalet Dr Sold | $925,000 | 4 | 3 | 1,944 | $476 | 0.5 mi |
H 652 Montage Road Sold | $890,000 | 3 | 3 | 1,737 | $512 | 0.4 mi |
I 844 Rio Claro Active | $1,049,000 List Price | 4 | 3 | 2,180 | $481 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1987, the property is well-maintained and move-in ready with significant recent capital improvements. Key systems are updated, including a new roof and paid-off solar. The kitchen and primary bath have undergone renovations within the 5-15 year range, featuring granite countertops and updated backsplashes, though some tile flooring and cabinetry reflect an older renovation style.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8476, living area = 1944.
- Multigenerational Potential
The property features a private downstairs suite with its own separate entrance and garage access, providing an ideal setup for guests, a home office, or multigenerational living arrangements.
- Significant Capital Upgrades
The home offers exceptional value through major recent improvements, including a brand-new roof with a warranty, fully paid-off solar panels, and a remodeled primary bathroom with a lifetime warranty.
CONSRISKS & DEFICIENCIES
- Market Stagnation
With 72 days on market and three consecutive price reductions from the original list price, the property has faced challenges in gaining traction, which may affect its perceived market value.
- Inconsistent School Ratings
While the elementary school is highly rated, the assigned middle and high schools have significantly lower ratings (3 and 4 respectively), which could be a concern for families focused on long-term educational quality.
About 5287 Rio Plata Dr
Downstairs bedroom and bath with its own separate entrance. Perfect for privacy. You also get New Roof, Paid Off SOLAR, Private Large Lot with NO HOA Restrictions. Highly desirable home near Alamosa School (K–5), walkable to parks, trails, and Guajome Regional Park, with easy access to shopping without school traffic disruption. Features include no HOA, paid-off solar, and extensive upgrades: new roof with warranty (including skylight and structural repairs), Bath Fitter, remodeled primary bath with lifetime warranty, new blinds, updated fixtures, new garbage disposal, and updated closet doors. Flexible floor plan offers a private downstairs suite/studio with separate garage access, ideal for multigenerational living, office, or guests. Additional highlights include a view deck, new Tuff Shed (warranty), and private lot with mature landscaping and natural privacy from neighbors. Move-in ready with comfort, efficiency, and versatility.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1987
- Lot Size
- -
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Oceanside Unified Schools
Alamosa Park Elementary School
Grades K-5 • 0.2 mi
7/10
Roosevelt Middle School
Grades 6-8 • 0.4 mi
3/10
Vista High School
Grades 9-12 • 2.5 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 2.5 |
| Square foot | 1,944 | 1,763.95 |
| Lot Size | - | 6,778.018 |
| Price | $1.21M | $969.7K |
| Price per sq ft | $624 | $560 |
| Built year | 1987 | 1986 |
| HOA | $0 | $147 |
| Days on market | 112 | 43 |
Pricing History
Listed for Sale
Aug 11, 2026
$1,214,000
$1,194,000
+2% Price Increase
Initial Listing
Price Change
Jul 12, 2026
$1,194,000
$1,224,000
-2% Price Drop
Initial Listing
Price Change
Jun 9, 2026
$1,224,000
$1,265,000
-3% Price Drop
Initial Listing
Price Change
May 25, 2026
$1,265,000
$1,285,000
-2% Price Drop
Initial Listing
Price Change
May 7, 2026
$1,285,000
Initial Listing
Sold
Mar 2, 2022
$995,000
Public Record
Sold
Dec 20, 2018
$545,000
Public Record
Sold
Nov 1, 2004
$525,000
Public Record