530 Calle Montecito, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
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530 Calle Montecito
Oceanside, California 92057
ACTIVE
CONDITION: EXCELLENT
2Beds
2Baths
856Sq Ft
303,863Lot Size
Property Price
LIST PRICE$435,000
EST. MARKET VALUE
$444,774
SUMMARY
This Turnkey Condominium is a Prime Investment Opportunity, listed at $435,000—positioned well below the $444,774 Fair Market Value by 2%. This valuation gap offers $9,774 in Instant Equity for the buyer. Featuring a Condition Rating of 2, the unit includes modern laminate flooring and new stainless appliances. Located steps from Libby Lake Park, this property offers a low-maintenance lifestyle with access to community pool and spa amenities. It is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a move-in ready home.
Estimated Market Value
$444,774
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 530 Calle Montecito Subject | $435,000* List Price | 2 | 2 | 856 | $520 | - |
A 510 Calle Montecito 51 Sold | $385,000 | 2 | 1 | 806 | $478 | 0.0 mi |
B 517 Calle Montecito 91 Sold | $385,000 | 2 | 1 | 806 | $478 | 0.1 mi |
C 231 Riverview Way Sold | $535,000 | 3 | 2 | 1,049 | $510 | 0.5 mi |
D 155 Avenida Descanso 202 Sold | $370,000 | 2 | 1 | 741 | $499 | 0.5 mi |
E 5021 Los Morros 31 Sold | $479,000 | 2 | 2 | 1,100 | $435 | 0.6 mi |
F 176 Avenida Descanso B Sold | $443,380 | 2 | 2 | 912 | $486 | 0.5 mi |
G 505 Calle Montecito 28 Sold | $412,000 | 2 | 2 | 856 | $481 | - |
H 525 Calle Montecito 122 Pending | $380,000 List Price | 2 | 1 | 806 | $471 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property has undergone a recent comprehensive refresh (less than 5 years) including new laminate wood flooring, fresh interior paint, new window coverings, and new stainless steel appliances. While the building was constructed in 1985, the interior is in mint, move-in ready condition with modern updates.
PROSSTRENGTHS & OPPORTUNITIES
- Recent Interior Updates
The unit is move-in ready, featuring new laminate wood flooring, fresh interior paint, new window coverings, and upgraded stainless steel appliances.
- Prime Recreational Location
Situated just steps from Libby Lake Park, the property offers immediate access to walking trails, playgrounds, a skate park, and the Oceanside bike trail.
- Functional Floorplan
This lower-level unit maximizes its 856 square feet with two oversized bedrooms, walk-in closets, and the convenience of an in-unit laundry closet for full-size appliances.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =303863, other record lot size in square feet = 303705. Living area discrepancy between mls listing and other public or private record. mls listing living area = 856, other record living area = 806.
- High Monthly HOA Fees
The association fee of $569 per month is relatively high for a condo of this size, which may impact the overall affordability and debt-to-income ratio for buyers.
- Limited Square Footage and Views
With only 856 square feet of living space and no designated view, the property may feel compact compared to other residential options in the Oceanside area.
About 530 Calle Montecito
Welcome to this beautifully updated 2 bed/2 bath condo at Lake Shore Villas! Lower-level unit offers easy, comfortable living in a convenient location just steps from Libby Lake. Refreshed with new laminate wood flooring (no carpet!), fresh interior paint, new window coverings, new ceiling fan and new stainless appliances. Great floorplan offers 2 oversized bedrooms with walk-in closet, private patio and laundry closet with full size washer and dryer. Lake Shore Villas amenities include pool and spa, assigned covered parking, guest parking and an HOA that covers water and trash. The location is hard to beat, with Libby Lake Park, walking trails, playgrounds, picnic areas, skate park, and the Oceanside bike trail all nearby. Shopping, beach, restaurants, entertainment are also just minutes away. Whether you're looking for your first home, an investment property, or simply a place that's easy to maintain and close to everything, this one is worth checking out!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- 303,863 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $569.0 / Month
Neighborhood Insights
Oceanside Unified Schools
Libby Elementary School
Grades K-5 • 0.2 mi
4/10
Reynolds Elementary School
Grades K-5 • 0.4 mi
5/10
Cesar Chavez Middle School
Grades 6-8 • 0.8 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 856 | 1,071.918 |
| Lot Size | 303,863 | 62,344.357 |
| Price | $435.0K | $611.4K |
| Price per sq ft | $508 | $533 |
| Built year | 1985 | 1988 |
| HOA | $569.0 | $527 |
| Days on market | 16 | 55 |
Pricing History
Listed for Sale
Aug 11, 2026
$435,000
Initial Listing
Sold
Jul 19, 2021
$305,000
Public Record
Sold
Jun 8, 2018
$240,000
Public Record
Sold
Sep 21, 2015
$95,000
Public Record
Sold
Aug 21, 2009
$92,000
Public Record
Sold
Jun 13, 2005
$233,000
Public Record