539 Silver Avenue, Half Moon Bay, California 94019, Half Moon Bay, 94019 - 5 bed, 4 bath
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539 Silver Avenue
Half Moon Bay, California 94019
ACTIVE
CONDITION: FAIR
5Beds
4Baths
4,820Sq Ft
9,502Lot Size
Property Price
LIST PRICE$2,500,000
EST. MARKET VALUE
$2,698,598
7% BelowMARKET VALUE
SUMMARY
This expansive Single Family Residence represents a Strong Value Opportunity, listed at $2,500,000—positioned well below the $2,698,598 Fair Market Value by 7%. This valuation gap provides $198,598 in Instant Equity. While the property maintains a Fair Condition Rating due to its original 1990s finishes, the 4,820 sqft layout, outdoor pool, and private primary suite offer significant potential for modernization. This is an ideal acquisition for Value-Add Investors or Owner-Occupants seeking a spacious coastal home with immediate upside.
Estimated Market Value
$2,698,598+$198,598 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Half Moon Bay.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 539 Silver Avenue Subject 5 bd · 4 ba · 4,820 sqft · $560 | $2,500,000* List Price | 5 | 4 | 4,820 | $560 | - |
A 606 Highland Avenue Sold 4 bd · 3 ba · 3,026 sqft · $661 · 0.0 mi | $2,000,000 | 4 | 3 | 3,026 | $661 | 0.0 mi |
B 624 Highland Avenue Active 4 bd · 3 ba · 3,050 sqft · $590 · 0.1 mi | $1,799,000 List Price | 4 | 3 | 3,050 | $590 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1992, this 32-year-old property appears to be in original condition. While the home is exceptionally well-maintained and functional, the kitchen and bathrooms are significantly dated, featuring original oak cabinetry, tile countertops with grout lines, and 1990s-style fixtures/lighting. It meets the 'Fair' criteria as a dated property requiring cosmetic updates to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- Expansive Living Space
With over 4,800 square feet of living area, this residence offers exceptional scale and versatility, including a massive primary suite and flexible spaces ideal for multi-generational living or home offices.
- Premium Outdoor Amenities
The property features a rare outdoor pool on a generous corner lot, providing a private coastal oasis for entertaining that is a significant differentiator in the Half Moon Bay market.
- Prime Coastal Location
Situated in the desirable Highland Park neighborhood, the home offers excellent proximity to historic downtown, coastal trails, and beaches, while maintaining easy access to Highways 1 and 92 for commuters.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- Modest School Ratings
The assigned elementary and middle schools currently hold lower ratings (4 and 3 respectively), which may be a point of concern for families prioritizing high-performing public school districts.
- High Maintenance Scale
The combination of a nearly 5,000-square-foot structure and an outdoor pool suggests higher-than-average utility costs and ongoing maintenance requirements compared to standard coastal properties.
About 539 Silver Avenue
Discover the space, versatility, and inviting outdoor amenities of this expansive 5-bedroom, 3.5-bath residence in the desirable Highland Park neighborhood of Half Moon Bay. Offering 4,820± sqft of living space on a 9,502± sqft corner lot, the home features generous gathering areas and an outdoor pool that sets the stage for entertaining and relaxation. A spacious family room opens to the pool, creating a natural extension of the living space for hosting gatherings and enjoying the coastal air. A formal dining room and living room with a fireplace provide additional spaces for entertaining and everyday comfort. The lower level also includes a half bath and a flexible space ideal for a bedroom, den, or home office. Upstairs, the private bedroom level features a spacious primary suite with a fireplace, walk-in closet, ensuite bath, and private patio. 3-additional bedrooms, 2-bathrooms, and a versatile area offer options for a home office or sitting area. A two-car garage adds everyday convenience. Located minutes from beaches, coastal trails, Pillar Point Harbor, and historic downtown Half Moon Bay with its charming shops and restaurants, this home offers space, comfort, and coastal charm. Enjoy convenient access to Highways 1 and 92 for Peninsula and Silicon Valley commutes.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1992
- Lot Size
- 9,502 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Half Moon Bay Unified Schools
Alvin S. Hatch Elementary School
Grades K-5 • 0.8 mi
4/10
Manuel F. Cunha Intermediate School
Grades 6-8 • 0.7 mi
3/10
Half Moon Bay High School
Grades 9-12 • 0.2 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.4 |
| Baths | 4.0 | 2.4 |
| Square foot | 4,820 | 1,993.032 |
| Lot Size | 9,502 | 6,733.71 |
| Price | $2.50M | $1.75M |
| Price per sq ft | $519 | $853 |
| Built year | 1992 | 1983 |
| HOA | $0 | $343 |
| Days on market | 9 | 50 |
Pricing History
Listed for Sale
Oct 15, 2026
$2,500,000
Initial Listing
Sold
Dec 31, 1998
$764,000
Public Record
Sold
Feb 15, 1996
$540,000
Public Record