540 Pico, San Simeon, California 93452, San Simeon, 93452 - 2 bed, 2 bath

540 Pico
San Simeon, California 93452
Property Price
SUMMARY
Analysis of 540 Pico, San Simeon, California 93452 is currently available with a list price of $674,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Simeon Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition with significant recent cosmetic updates, including new paint, carpet, coastal lighting fixtures, and Kohler hardware. While the building was constructed in 1988 and the kitchen retains some older elements like white appliances and standard cabinetry, the overall maintenance is high, and the 'turnkey' nature of the recent refurbishments (including refurbished decks and new washer/dryer) aligns with the 'good' criteria.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Coastal Views
The property features stunning white water ocean views from both the ground-level bedrooms and the upper-level living areas, including a full-length deck overlooking the waves.
- Turnkey Renovations
Extensive recent updates including new paint, carpet, coastal lighting, Kohler hardware, and refurbished decks provide a modern, move-in-ready experience for buyers.
- Competitive HOA Fees
At only $270 per month, the association fees are notably low for a coastal community while covering essential services like insurance, trash, sewer, and landscaping.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =1218, other record lot size in square feet = 37706.
- Property Age
Built in 1988, the building may require more vigilant long-term maintenance compared to newer constructions, particularly given the corrosive nature of the salt-air environment.
- Detached Garage
The garage is detached from the main residence, which may be less convenient for residents during inclement weather or when transporting groceries and heavy items.
About 540 Pico
Updated Condo in San Simeon for sale! Along with the dreamy ocean location, this property features new paint, new Kohler hardware, new coastal lighting fixtures, new carpet, new blinds, and refurbished decks. Enter the tile foyer to ample storage for your beach toys, a closet, and an under the stair storage area. Down the hall are white water views from the two bedrooms on the ground level. The full bathroom across from them is next to a laundry closet with a new stackable washer and dryer, plus even more storage. Upstairs, the ocean views continue from the living and dining room area to a full-length deck with views of the waves reaching the beach. The kitchen has an updated KOI Kohler faucet with a gas range, and a fridge ready for you. Sellers might consider leaving new furnishings for a turnkey vacation property. HOA fees at $270.00 a month cover the insurance for the common areas, trash, sewer, and landscaping. Outside water is next to your detached garage. Minutes from the Elephant Sea Hatchery, Hearst Castle to the north or the quaint town of Cambria and Moonstone Beach to the south, this location will serve you well. (Ring camera on the front porch.) The Listing Agent is also the seller.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1988
- Lot Size
- 1,218 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $270.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,218 | 1,218 | 50% |
| Lot Size | 1,218 | 1,218 | 50% |
| Price | $674.0K | $622.9K | 75% |
| Price per sq ft | $553 | $501 | 75% |
| Built year | 1988 | 1987 | 50% |
| HOA | $270.0 | $270 | 50% |
| Days on market | 63 | 175 | 25% |
Pricing History
Listed for Sale
Mar 1, 2026
$674,000
$675,000
+0% Price Increase
Initial Listing
Price Change
Jan 3, 2026
$675,000
Initial Listing






























