5400 Spencer Lane, Granite Bay, CA 95746, Granite Bay, 95746 - 5 bed, 3 bath
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Granite Bay, CA 95746
This Stunning Turnkey Residence is a Strong Value Opportunity, listed at $1,062,000—positioned well below the $1,131,818 Fair Market Value by 6%. This valuation gap provides $69,818 in Instant Equity. Boasting a Mint Condition Rating, the home features a remodeled quartz kitchen, private pool and spa, and newer HVAC. Located in the prestigious Eastridge community, it offers Top-Rated 10/10 Schools and cost-effective Roseville utilities. This is an exceptional find for Owner-Occupants or Growing Families seeking luxury with financial upside.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5400 Spencer Lane Subject | $1,062,000* List Price | 5 | 3 | 3,277 | $345 | - |
A 9878 Penbridge Drive Sold | $1,300,000 | 4 | 3 | 3,370 | $386 | 0.3 mi |
B 5250 Fenton Way Sold | $1,160,000 | 5 | 3 | 3,957 | $293 | 0.1 mi |
C 4091 Luxor Lane Sold | $960,000 | 6 | 3 | 3,267 | $294 | 0.2 mi |
D 4710 Grimwood Court Sold | $1,330,000 | 4 | 3 | 3,212 | $414 | 0.4 mi |
E 4010 Daggett Drive Sold | $999,000 | 5 | 3 | 3,530 | $283 | 0.2 mi |
F Lockridge Drive Sold | $999,000 List Price | 4 | 3 | 3,303 | 0.9 mi | |
G 411 Villeroy Court Active | $1,198,000 List Price | 5 | 3 | 3,394 | $353 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property has undergone a comprehensive renovation within the last 5 years, featuring a modern remodeled kitchen with quartz countertops, brand new bathroom enclosures, and new flooring throughout. Additionally, the HVAC system is only 3 years old, meeting the criteria for mint condition with no immediate maintenance needed.
Elementary School: Oakhills Elementary School (10/10). Middle School: Willma Cavitt Junior High School (10/10). High School: Granite Bay High School (10/10).
Situated in the prestigious Eastridge community, this home offers the rare combination of top-rated Granite Bay schools and more affordable Roseville utilities, providing significant long-term value and lower monthly overhead.
The property features a recently remodeled kitchen with quartz countertops, updated bathrooms with new enclosures, new flooring, and a newer HVAC system (approx. 3 years old), ensuring a move-in-ready experience.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 6.
The property is subject to a $233 monthly association fee, which increases the total monthly cost of ownership compared to nearby non-HOA properties.
Despite significant interior updates, the 1997 construction means original exterior elements or major systems not explicitly mentioned as 'new' may be approaching the end of their typical lifespan.
STUNNING Granite Bay home in the highly sought-after Eastridge community! Best of both worlds, Granite Bay Schools and Roseville utilities. This move-in ready property blends style, comfort, and function from the moment you walk in. Offering 3,277 sq ft, this spacious home features 5 full bedrooms plus a loft and bonus/office room, including a convenient downstairs bedroom and full bath ideal for guests or multi-generational living. The light-filled interior showcases a beautifully remodeled kitchen with quartz countertops, updated finishes, and serene backyard views, opening to a warm and inviting family room with a cozy fireplace. Separate living, family, and formal dining rooms provide flexibility for everyday living and entertaining. Recent upgrades include new flooring, updated kitchen, Updated bathrooms with brand new shower and bathtub enclosures just installed, newer HVAC (approx. 3 years old), and a whole house fan for added comfort and energy efficiency. Step outside to your private backyard retreat featuring a pool/spa combo, expansive concrete patio, and covered outdoor space perfect for year-round California living on a generous .259-acre lot. A 3-car garage completes the home. Just minutes from Folsom Lake, scenic trails, parks, shopping, and diningthis is a rare opportunity to own a true Granite Bay gem.
No exterior & parking available.
Grades PK-3 • 1.1 mi
Grades 4-6 • 1.2 mi
Grades 4-6 • 1.5 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 4.0 | 75% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 3,277 | 3,193 | 53% |
| Lot Size | 11,282 | 14,743 | 36% |
| Price | $1.06M | $1.24M | 36% |
| Price per sq ft | $324 | $402 | 19% |
| Built year | 1997 | 1994 | 59% |
| HOA | $233 | $187 | 65% |
| Days on market | 35 | 194 | 1% |
Mar 18, 2026
$1,062,000
Initial Listing
Feb 23, 2017
$574,000
Public Record
Jun 2, 2005
$747,000
Public Record
Jun 30, 1997
$265,500
Public Record