5440 Harmony Circle, Riverbank, CA 95367, Riverbank, 95367 - 3 bed, 3 bath
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5440 Harmony Circle
Riverbank, CA 95367
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,985Sq Ft
5,242Lot Size
Property Price
LIST PRICE$559,990
EST. MARKET VALUE
$582,972
3% BelowMARKET VALUE
SUMMARY
This New Construction French Country-style home is a Strong Value Opportunity, listed at $566,990—positioned well below the $586,265 Fair Market Value by 3%. This valuation gap offers $19,275 in Instant Equity for the buyer. Featuring an Excellent Condition Rating, the home includes a modern open-concept layout, quartz countertops, and energy-efficient solar systems. Located in the Enclave at Crossroads West, this property provides a sophisticated, low-maintenance lifestyle. It is an ideal acquisition for Owner-Occupants or first-time buyers seeking a turnkey, modern residence.
Estimated Market Value
$582,972+$22,982 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Riverbank.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5440 Harmony Circle Subject | $559,990* List Price | 3 | 3 | 1,985 | $294 | - |
A 2035 Shoreline Drive Sold | $603,606 | 4 | 2 | 1,883 | $321 | 0.1 mi |
B 5442 Harvest Creek Drive Sold | $602,990 | 4 | 4 | 2,205 | $273 | 0.1 mi |
C 5439 Drawbridge Way Sold | $610,000 | 4 | 3 | 2,289 | $266 | 0.1 mi |
D 5446 Harvest Creek Drive Sold | $519,990 | 3 | 2 | 1,469 | $354 | 0.1 mi |
E 5435 Harvest Creek Drive Sold | $584,990 | 3 | 2 | 1,619 | $361 | 0.1 mi |
F 5413 Flintridge Court Sold | $529,900 | 4 | 3 | 1,853 | $286 | 0.9 mi |
G 5837 Webb Street Sold | $475,000 | 3 | 2 | 1,566 | $303 | 0.6 mi |
H 2237 Clock Tower Ct Sold | $487,000 | 3 | 2 | 1,607 | $303 | 0.2 mi |
I 2131 Satinleaf Drive Active | $689,850 List Price | 3 | 2 | 2,023 | $341 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
This is a new construction home currently under development, meeting the criteria for excellent condition (<10 years old). It features a modern kitchen with quartz countertops and stainless steel appliances, brand-new energy-efficient systems including a solar system and smart thermostat, and contemporary finishes like luxury vinyl plank flooring.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Open-Concept Design
The home features a contemporary layout with 9-foot ceilings, luxury vinyl plank flooring, and a chef-inspired kitchen with quartz countertops and a central island, perfect for modern living.
- Energy Efficiency
Equipped with high-efficiency Low-E windows, WaterSense fixtures, a smart thermostat, and a solar system, this property is designed to significantly reduce long-term utility costs.
- Versatile Living Spaces
The inclusion of a dedicated den for a home office, an upstairs laundry room, and a covered patio provides functional flexibility for families and remote professionals.
CONSRISKS & DEFICIENCIES
- Under Construction
As the property is currently under construction, it may not be suitable for buyers requiring immediate occupancy or those who prefer to inspect a completed home before purchase.
- Solar Financial Commitment
The solar system is available only via purchase or lease, which represents an additional financial obligation beyond the base listing price.
About 5440 Harmony Circle
This charming French Country-style home is currently under construction and thoughtfully designed with 9-ft. ceilings and an open-concept layout ideal for modern living. The spacious great room flows seamlessly into a stylish kitchen featuring slate-stained cabinetry, quartz countertops, a central island with sink, pantry closet, and Whirlpool® stainless steel appliance package. Luxury vinyl plank flooring extends throughout the main living areas. A versatile den offers flexible space for a home office, study, or hobby room, while the covered patio provides an inviting setting for outdoor relaxation and entertaining. Upstairs, a dedicated laundry room adds everyday convenience. The spacious primary suite offers a relaxing retreat with an en-suite bath featuring a dual-sink vanity, walk-in shower, and linen closet. Energy-efficient features include Low-E windows, WaterSense® labeled fixtures, a smart thermostat, an electric water heater, and a solar system available for purchase or lease. Located in the Enclave at Crossroads West community, residents enjoy access to neighborhood parks, walking trails, and bike paths. The home is just minutes from the Riverbank Sports Complex, as well as nearby shopping, dining, and entertainment. Convenient access to Hwy. 99 makes it easy to travel throughout the Central Valley and toward the Bay Area, while Yosemite National Park is within reach for memorable weekend getaways.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 0
- Lot Size
- 5,242 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,985 | 1,747.852 |
| Lot Size | 5,242 | 6,014.852 |
| Price | $560.0K | $514.0K |
| Price per sq ft | $282 | $289 |
| Built year | 0 | 1997 |
| HOA | $0 | $141 |
| Days on market | 16 | 51 |
Pricing History
Listed for Sale
Aug 27, 2026
$559,990
$566,990
-1% Price Drop
Initial Listing
Price Change
Aug 24, 2026
$566,990
Initial Listing
Sold
Jun 5, 2024
$18,810,000
Public Record