545 Leavenworth Street 1, San Francisco, CA 94109, San Francisco, 94109 - 1 bed, 2 bath
545 Leavenworth Street 1
San Francisco, CA 94109
Property Price
SUMMARY
Analysis of 545 Leavenworth Street 1, San Francisco, CA 94109 is currently available with a list price of $398,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 2001, this loft is 23 years old. While the property appears well-maintained with clean hardwood floors and functional stainless steel appliances, the kitchen's wood cabinetry and dark granite countertops, along with the bathroom's tile and corner shower, reflect the original build era's style. These components are functional but show signs of being outdated, suggesting it would benefit from minor cosmetic updates to align with current trends, fitting the 'Fair' category.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Exceptional Affordability (BMR Program)
The list price of $398,000 is significantly below market value for a San Francisco condominium, offering a rare opportunity for accessible homeownership through the Below Market Rate program.
- Prime Central Location
Unbeatable central location, steps from MUNI, and a short walk to Downtown, the Financial District, BART, and the Embarcadero, providing excellent transit access and walkability.
CONSRISKS & DEFICIENCIES
- Strict BMR Eligibility Requirements
The property is subject to stringent BMR program rules, including maximum income limits and a first-time homebuyer requirement, significantly narrowing the pool of eligible buyers.
- Resale and Monitoring Restrictions
The unit is subject to resale controls, monitoring, and other restrictions by MOHCD, which can limit future appreciation potential and flexibility for the owner.
- High Association Fees
The association fee of $725 per month is substantial, adding a significant ongoing cost to homeownership, which could be a burden despite the lower purchase price.
About 545 Leavenworth Street 1
1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 9/23/2025 at 8:00 AM PST. Please visit www.housing.sfgov.org/listings/a0W7y000005XBUrEAO to view the listing and for application & program info. Fair Housing Opportunity. Stylish and modern, this 1-bedroom loft offers the perfect blend of urban living and an unbeatable central location. Just steps from MUNI, and a short walk to Downtown, the Financial District, BART, the Embarcadero. Surrounded by world-class dining, cafs, and cultural destinations, live in the heart of everything. Ideal for commuters, city explorers, and anyone seeking a vibrant, walkable lifestyle. This bright, airy loft showcases soaring ceilings, floor-to-ceiling windows, abundant natural light, a spacious open-concept kitchen and living area, a cozy gas fireplace, in-unit W/D, a bonus den/office, and deeded parking for a compact car- a rare connivance.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2001
- Lot Size
- 3,746.16 Sq. Ft.
Interior
- Total Bedrooms
- 1
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $725 / Month
Neighborhood Insights
San Francisco Unified Schools
Redding Elementary School
Grades K-5 • 0.3 mi
Tenderloin Community
Grades K-5 • 0.4 mi
Lau (Gordon J.) Elementary School
Grades K-5 • 0.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 43% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 711 | 977.5 | 26% |
| Lot Size | 3,746.16 | 9,783.96 | 25% |
| Price | $398.0K | $1.05M | 9% |
| Price per sq ft | $560 | $894 | 14% |
| Built year | 2001 | 1966 | 74% |
| HOA | $725 | $881 | 29% |
| Days on market | 208 | 203 | 54% |
Pricing History
Listed for Sale
Feb 11, 2026
$398,000
$463,819
-14% Price Drop
Initial Listing
Price Change
Aug 11, 2025
$463,819
Initial Listing
Sold
Oct 17, 2008
$329,000
Public Record
Sold
Oct 10, 2003
$304,000
Public Record