5450 Spencer Ln, Granite Bay, CA 95746, Granite Bay, 95746 - 4 bed, 2 bath
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5450 Spencer Ln
Granite Bay, CA 95746
ACTIVE
CONDITION: EXCELLENT
4Beds
2Baths
2,069Sq Ft
8,555Lot Size
Property Price
LIST PRICE$925,000
EST. MARKET VALUE
$925,000
SUMMARY
This Stunning Move-In Ready Home is listed at $925,000, offering exceptional value right at its $925,000 Fair Market Value. Featuring a modern kitchen with quartz countertops, a sparkling pool, and a private backyard retreat, the property boasts an Excellent Condition Rating requiring zero immediate work. Situated in the highly desirable Eureka Union School District, with access to 10/10 rated schools like Granite Bay High and Oakhills Elementary, this listing combines financial stability with lifestyle luxury. It is the perfect fit for a growing family or discerning professionals seeking a polished, stress-free transition.
Estimated Market Value
$925,000
Based on Realkey algorithm analyzing recent comparable sales in Granite Bay.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 5450 Spencer Ln Subject 4 bd · 2 ba · 2,069 sqft · $447 | $925,000* List Price | 4 | 2 | 2,069 | $447 | - |
A 4020 Haviland Drive Pending 4 bd · 4 ba · 2,337 sqft · $483 · 0.1 mi | $1,128,000 List Price | 4 | 4 | 2,337 | $483 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
While built in 1996, the property has undergone significant recent renovations that place it in mint condition. The primary bathroom features a high-end, modern remodel with a standalone soaking tub and glass-enclosed shower (appearing <5 years old). The kitchen is updated with quartz countertops and stainless steel appliances, and the home features fresh paint, newer carpeting, and a whole-house fan, making it fully move-in ready with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8555, living area = 2069.
- Great Schools
Elementary School: Oakhills Elementary School (10/10). Middle School: Willma Cavitt Junior High School (10/10). High School: Granite Bay High School (10/10).
- Turnkey Modern Upgrades
The home is in move-in-ready condition featuring high-end finishes such as quartz countertops, fresh interior and exterior paint, and plantation shutters, providing immediate value without the need for renovations.
CONSRISKS & DEFICIENCIES
- Extended Market Time
With 76 days on the market, the property has surpassed the typical selling window for the area, which may lead to buyer perception of overpricing or reduced urgency.
- Limited Lot Size
At 0.20 acres, the lot is relatively compact for the Granite Bay market, where buyers often seek larger estate-sized parcels for increased privacy and space.
About 5450 Spencer Ln
Welcome to Spencer Lane, nestled in Granite Bay's quaint Eastridge neighborhood. This beautifully maintained, move-in-ready, single-story home offers 4 bedrooms, 2 bathrooms, and a spacious 3-car garage on a .20-acre lot. Inside, high ceilings create an airy, inviting atmosphere, complemented by a cozy fireplace, newer carpeting, fresh interior and exterior paint, quartz countertops, updated appliances and fixtures, and plantation shutters throughout. A whole-house fan adds energy efficiency and year-round comfort. Step outside to the private backyard retreat! Designed for both relaxation and entertaining, the beautifully landscaped grounds feature a sparkling pool, tranquil water feature, lush, mature landscaping, a charming succulent garden, and a pergola-covered patio with a polished epoxy finish. Whether hosting gatherings or enjoying a quiet afternoon poolside, this outdoor space is a setting to savor. Ideally situated near scenic walking trails and a private neighborhood park, this home offers the perfect balance of convenience & tranquility. Enjoy low HOA dues that include front-yard landscaping, desirable community amenities, the highly regarded Eureka Union School District, and the benefits of Roseville Electric. This is a wonderful opportunity to enjoy the best of Granite Bay living!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 8,555 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $232 / Month
Neighborhood Insights
Granite Bay Unified Schools
Oakhills Elementary School
Grades PK-3 • 1.1 mi
10/10
Ridgeview Elementary School
Grades 4-6 • 1.1 mi
9/10
Excelsior Elementary School
Grades 4-6 • 1.4 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 4.0 |
| Baths | 2.0 | 3.5 |
| Square foot | 2,069 | 2,898.967 |
| Lot Size | 8,555 | 23,883.984 |
| Price | $925.0K | $1.26M |
| Price per sq ft | $447 | $446 |
| Built year | 1996 | 1990 |
| HOA | $232 | $252 |
| Days on market | 84 | 61 |
Pricing History
Listed for Sale
Aug 1, 2026
$925,000
Initial Listing
Sold
Sep 30, 2009
$480,000
Public Record