550 Front St 404, San Diego, California 92101, San Diego, 92101 - 2 bed, 2 bath
550 Front St 404
San Diego, California 92101
Property Price
SUMMARY
Analysis of 550 Front St 404, San Diego, California 92101 is currently available with a list price of $1,199,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although the building was constructed in 2005, this specific unit has undergone extensive high-end renovations within the last 5 years, qualifying it for an excellent rating. The interior features a fully updated chef's kitchen with new quartz countertops, Italian Snaidero cabinetry, and premium Sub-Zero appliances. The property is finished with polished marble and hardwood flooring, motorized blinds, and bathrooms upgraded with luxury materials and fixtures, showing no signs of deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Premium Interior Finishes
The unit features high-end upgrades including polished marble floors, Italian Snaidero cabinetry, and a chef’s kitchen equipped with Sub-Zero appliances and quartz countertops.
- Expansive Views & Natural Light
As a NW corner unit with 10-foot floor-to-ceiling windows, the home offers abundant natural light and sweeping 180-degree views of downtown San Diego.
- Extensive Outdoor Space
Rare for urban living, the property includes two private terraces totaling 226 square feet, significantly extending the functional living area.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $1,873 is substantial and represents a significant recurring carrying cost that may impact buyer affordability.
- Lower Floor Elevation
Being located on the 4th floor, the unit may be more susceptible to street-level noise and offers less privacy than higher-altitude residences in the tower.
- Market Positioning
A recent price reduction from the original list price indicates the property may have faced initial market resistance or overvaluation.
About 550 Front St 404
Luxury living at The Pinnacle. Bright NW corner 2-bed, 2-bath home with 10-ft floor-to-ceiling windows, motorized blinds, polished marble floors, and two private terraces offering sweeping 180-degree downtown views. Chef’s kitchen with new quartz counters, Italian Snaidero cabinetry, high end appliances, Sub-Zero fridge, and wine cooler. Features dual-zone HVAC, in-unit laundry, two parking spaces, and storage. Resort-style amenities include a 95' lap pool, sauna and steam room, clubhouse, fitness center, concierge, and guest suite. Ideal Marina District location near San Diego Bay, Seaport Village, the Gaslamp Quarter, and Ralphs. This renovated model features a chef’s kitchen with custom cabinetry, quartz countertops, and stainless steel appliances including a Sub-Zero refrigerator and wine cooler. Polished marble floors throughout, hardwood flooring in the bedrooms, and bathrooms finished with high-end materials and fixtures. 2 Bed/2Bath 1,297sf + Balconies 226sf = 1,523sf total.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2005
- Lot Size
- 36,420 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1873.0 / Month
Neighborhood Insights
San Diego Unified Schools
Washington Elementary School
Grades K-5 • 0.9 mi
Roosevelt International Middle School
Grades 6-8 • 2.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,297 | 1,101 | 71% |
| Lot Size | 36,420 | - | 78% |
| Price | $1.20M | $739.0K | 81% |
| Price per sq ft | $924 | $696 | 84% |
| Built year | 2005 | 2004 | 50% |
| HOA | $1873.0 | $830 | 96% |
| Days on market | 38 | 180 | 7% |
Pricing History
Listed for Sale
Feb 11, 2026
$1,199,000
$1,240,000
-3% Price Drop
Initial Listing
Price Change
Jan 28, 2026
$1,240,000
Initial Listing
Sold
Nov 29, 2021
$950,000
Public Record
Sold
Oct 20, 2005
$510,000
Public Record