581 Highland Lane, Sugarloaf, California 92386, Sugarloaf, 92386 - 2 bed, 2 bath
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Sugarloaf, California 92386
This Charming Mountain Retreat is listed at $399,000, representing a stable valuation closely aligned with its $387,888 Fair Market Value. The property offers a rare financial advantage with an Assumable 3.5% VA Loan, providing significant interest savings for qualified buyers. While maintaining a Condition Rating of 4 due to its original 1978 finishes, the home features high-value assets like Beamed Ceilings, a Forested Greenbelt View, and an expansive 13,675 sq ft Lot within the Bear Valley Unified District. This combination of character and space offers clear upside through cosmetic updates. It is an ideal match for Owner-Occupants or First-Time Buyers seeking long-term equity growth.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 581 Highland Lane Subject | $399,000* List Price | 2 | 2 | 1,310 | $303 | - |
A 562 Vista Avenue Sold | $435,000 | 3 | 2 | 1,350 | $322 | 0.2 mi |
B 523 Wabash Lane Active | $339,000 List Price | 2 | 1 | 896 | $378 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1978, this property features a charming rustic aesthetic with beamed ceilings and wood paneling, but the kitchen and bathrooms are significantly outdated. The kitchen has dated tiled countertops, older wood cabinets, and a vintage-style range. Bathrooms feature dated fixtures like a gold-framed shower and older vanities. Flooring consists of older carpeting and dated vinyl/tile. While functional, these areas require substantial updates to meet modern standards, and the exterior deck shows signs of deferred maintenance.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 13675, living area = 1310.
Significant financial advantage with an assumable VA loan at 3.5% interest, offering substantial savings for qualified buyers compared to current market rates.
Expansive 13,675 sq ft lot provides ample outdoor space for gardening, entertaining, or potential future expansion.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1310, other record living area = 896. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 3.
Built in 1978, the property may feature original systems and finishes that could require future updates or maintenance to meet modern standards.
Bedrooms are carpeted, which may not appeal to all buyers who prefer hard surface flooring for aesthetic, maintenance, or allergy reasons.
VA Loan at 3.5% is assumable to qualified VA buyer! Welcome to this delightful 2-bedroom, 2-bathroom home with 1,310 sq ft of comfortable living space, on a spacious 13,675 sq ft lot. Featuring beautiful beamed ceilings throughout, this home creates a warm and inviting atmosphere from the moment you step inside. The cozy carpeted bedrooms provide a serene retreat, while the primary bedroom has a sliding door that leads out to your own peaceful deck, perfect for morning coffee or evening relaxation. Additional storage is provided by two sheds on the property, offering plenty of room for all your tools, equipment, or hobbies. The expansive lot provides endless possibilities for gardening, outdoor entertaining, or simply enjoying the surrounding nature. With its tranquil setting and well-thought-out layout, this home is an ideal retreat while still being conveniently located to nearby amenities. Don’t miss the opportunity to make this charming property your own!
No exterior & parking available.
Grades K-6 • 0.7 mi
Grades 7-8 • 4.3 mi
Grades 9-12 • 0.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 1.5 | 50% |
| Square foot | 1,310 | 909 | 73% |
| Lot Size | 13,675 | 5,000 | 93% |
| Price | $399.0K | $299.0K | 77% |
| Price per sq ft | $305 | $339 | 39% |
| Built year | 1978 | 1972 | 61% |
| HOA | $0 | $0 | 50% |
| Days on market | 105 | 196 | 23% |
Jan 7, 2026
$399,000
Initial Listing
Sep 26, 2018
$290,000
Public Record
Sep 18, 1998
$67,500
Public Record