584 Spinnaker Court, Santa Cruz, California 95062, Santa Cruz, 95062 - 3 bed, 3 bath
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584 Spinnaker Court
Santa Cruz, California 95062
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,522Sq Ft
1,830Lot Size
Property Price
LIST PRICE$1,199,000
EST. MARKET VALUE
$1,155,352
3% AboveMARKET VALUE
SUMMARY
This Turnkey Coastal Townhome is a Strong Value Opportunity, listed at $1,259,000—positioned above the $1,149,512 Fair Market Value. While priced for the premium coastal market, the property features an Excellent Condition Rating with high-end Scandinavian-inspired kitchen finishes, radiant-floor heating, and a private primary deck. Located in the gated Harbor Cove community, it offers immediate access to Arana Gulch trails and the Santa Cruz Harbor. This refined, move-in ready residence is an ideal sanctuary for lifestyle-focused professionals or discerning owner-occupants seeking a premium coastal retreat.
Estimated Market Value
$1,155,352
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 584 Spinnaker Court Subject | $1,199,000* List Price | 3 | 3 | 1,522 | $759 | - |
A 755 7th Avenue Sold | $855,000 | 2 | 3 | 1,187 | $720 | 0.2 mi |
B 710 Freeman Court Sold | $870,000 | 2 | 2 | 1,104 | $788 | 0.5 mi |
C 135 Southampton Lane C Sold | $1,400,000 | 2 | 2 | 1,375 | $1,018 | 0.4 mi |
D 574 Spinnaker Court Active | $949,000 List Price | 2 | 2 | 1,267 | $749 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1982, the property has been comprehensively reimagined with a high-end remodeled kitchen featuring leathered granite and quartz, updated bathrooms with contemporary finishes, and modern systems including radiant floor heating and zoned HVAC. The interior is in mint condition with premium materials like bamboo flooring and wool carpeting, indicating a recent, high-quality renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Premium Interior Upgrades
The home features a high-end Scandinavian-inspired kitchen remodel, radiant-floor heating, and eco-friendly finishes, offering a modern and healthy living environment.
- Exceptional Coastal Location
Situated in the gated Harbor Cove community, the property provides direct access to Arana Gulch trails, the Santa Cruz Harbor, and local beaches.
- Private Outdoor Oasis
Unlike many townhomes, this unit boasts a fully fenced garden with mature fruit trees and a private primary deck, perfect for indoor-outdoor living.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1522, other record living area = 1874.
- Significant HOA Dues
The monthly association fee of $475 represents a substantial ongoing expense that buyers must factor into their monthly budget.
- Elementary School Rating
The property is zoned for Gault Elementary School, which currently holds a lower rating of 3/10, potentially impacting appeal for families with young children.
About 584 Spinnaker Court
Now offered at $1,199,000, 584 Spinnaker Court combines thoughtful updates, natural light and a private garden setting in the gated Harbor Cove community. This 3-bedroom, 2.5-bath home offers 1,522 square feet and a two-car garage, with soaring ceilings, skylights and abundant natural light creating an open, inviting feel. Thoughtful updates include bamboo flooring, radiant heat, remodeled kitchen and baths, Scandinavian-inspired cabinetry, stone counters and distinctive tile details. Step outside to a private, landscaped garden that feels like an extension of the home, peaceful, established and made for enjoying the Santa Cruz climate. The location adds another layer to the lifestyle. Harbor Cove offers direct access to the Arana Gulch and Upper Harbor walking and biking trails, with the harbor, restaurants, recreation and the coast all within easy reach. A private retreat in a wonderfully connected Santa Cruz location. Spinnaker is a home that deserves a fresh look.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1982
- Lot Size
- 1,830 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $475.0 / Month
Neighborhood Insights
Santa Cruz Unified Schools
Gault Elementary School
Grades K-5 • 0.7 mi
3/10
Branciforte Middle School
Grades 6-8 • 0.9 mi
6/10
Mission Hill Middle School
Grades 6-8 • 2.2 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 3.0 | 2.9 |
| Square foot | 1,522 | 1,177.667 |
| Lot Size | 1,830 | 1,139.778 |
| Price | $1.20M | $877.7K |
| Price per sq ft | $788 | $754 |
| Built year | 1982 | 1984 |
| HOA | $475.0 | $614 |
| Days on market | 36 | 42 |
Pricing History
Listed for Sale
Sep 5, 2026
$1,199,000
$1,259,000
-5% Price Drop
Initial Listing
Price Change
Aug 4, 2026
$1,259,000
Initial Listing
Sold
Jul 13, 2023
$1,175,000
Public Record
Sold
May 7, 2015
$675,000
Public Record
Sold
Dec 11, 2003
$459,000
Public Record
Sold
Jul 9, 1997
$195,000
Public Record