604 Charles Street, Moorpark, California 93021, Moorpark, 93021 - 2 bed, 2 bath
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Moorpark, California 93021
This Rare Single-Story End-Unit Condo represents a Prime Investment Opportunity with a List Price of $599,000—positioned well below the $612,261 Fair Market Value by 2%. This valuation gap secures $13,261 in Instant Equity for the incoming owner. Boasting a Condition Rating of 3, the interior features vaulted ceilings, an updated granite kitchen, and a private primary suite patio with wooded views. Located in the Moorpark Unified district with FHA financing eligibility, this turnkey residence is a premier choice for Owner-Occupants or first-time buyers seeking a polished, low-maintenance lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 604 Charles Street Subject | $555,000* List Price | 2 | 2 | 1,375 | $436 | - |
A 540 Spring Road 94 Sold | $495,000 | 3 | 3 | 1,270 | $390 | 0.4 mi |
B 516 Spring Road 113 Sold | $505,000 | 3 | 2 | 1,038 | $487 | 0.4 mi |
C 574 Charles Street Active Under Contract | $592,000 List Price | 2 | 2 | 1,375 | $431 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1992 with a mid-life renovation (likely 10-15 years ago). The kitchen features updated dark wood cabinetry, granite countertops, and stainless steel appliances. The unit is well-maintained with central HVAC, vaulted ceilings, and modern flooring, making it fully move-in ready.
The property features a highly sought-after single-story floor plan as an end-unit, offering superior accessibility and enhanced privacy compared to standard multi-level condominiums.
The complex is FHA approved through November 2027, significantly broadening the pool of potential buyers by allowing for low down-payment financing options.
With soaring ceilings, a private primary suite patio, and a full 2-car garage with indoor laundry, the unit provides the functional convenience and feel of a detached home.
The association fee of $594 per month is a significant recurring expense that may impact buyer affordability and debt-to-income ratios.
While the unit includes a private patio, the lack of a traditional yard or larger green space may deter buyers looking for more extensive outdoor living or gardening areas.
Gated Moorpark end-unit condo with a rare single-story layout and soaring ceilings.Welcome to 604 Charles Street -- 1,375 square feet of open, functional living in one of the community's most desirable floor plans, tucked inside a private gated community.The layout just works. A spacious living room with fireplace flows seamlessly into the dining area and kitchen, creating a natural connection for both everyday living and entertaining. Large windows bring in natural light and enhance the open feel throughout.The primary suite offers generous closet space, an en-suite bathroom, and direct access to your own private patio -- a rare outdoor retreat you won't find in most comparable units. The secondary bedroom is positioned nearby, offering flexibility for guests, a home office, or additional living space.Additional highlights include a 2-car garage, indoor laundry, central HVAC, and ample storage throughout. The complex is FHA approved through November 2027 (buyer to verify).Located in a gated community near parks, shopping, dining, and with convenient access to the 23 and 118 freeways.End-unit, single-story condos with this layout, private outdoor space, and FHA eligibility are consistently in demand -- and don't stay available for long.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.5 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,375 | 1,335 | 50% |
| Lot Size | 1,375 | 1,167.5 | 56% |
| Price | $555.0K | $520.0K | 56% |
| Price per sq ft | $404 | $422 | 44% |
| Built year | 1992 | 1984 | 69% |
| HOA | $594.0 | $597 | 50% |
| Days on market | 54 | 113 | 19% |
Jun 4, 2026
$555,000
$575,000
-3% Price Drop
Initial Listing
May 19, 2026
$575,000
$590,000
-3% Price Drop
Initial Listing
May 14, 2026
$590,000
$599,000
-2% Price Drop
Initial Listing
Apr 23, 2026
$599,000
Initial Listing
May 11, 2022
$545,000
Public Record
Mar 6, 2018
$414,000
Public Record
May 3, 1994
$137,000
Public Record