620 Miramar Drive, Half Moon Bay, California 94019, Half Moon Bay, 94019 - 5 bed, 4 bath
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620 Miramar Drive
Half Moon Bay, California 94019
ACTIVE
CONDITION: GOOD
5Beds
4Baths
3,881Sq Ft
10,011Lot Size
Property Price
LIST PRICE$2,699,000
EST. MARKET VALUE
$2,807,064
3% BelowMARKET VALUE
SUMMARY
This Spacious Coastal Residence represents a Strong Value Opportunity, listed at $2,699,000—positioned well below the $2,807,065 Fair Market Value by 3%. This valuation gap offers $108,065 in Instant Equity. Featuring a Good Condition Rating, the home offers Panoramic Ocean Views, a Granite Kitchen, and ADU Potential on the lower level. While the middle school rating is modest, the proximity to the Coastal Trail and Pillar Point Harbor provides significant lifestyle appeal. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking long-term value.
Estimated Market Value
$2,807,064+$108,064 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Half Moon Bay.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1996 (28 years old), the home is well-maintained and move-in ready. The kitchen and primary bath show signs of a quality renovation approximately 10-15 years ago, featuring granite countertops and high-end stainless steel appliances. The inclusion of owned solar and custom millwork supports a 'good' rating despite the original build date.
PROSSTRENGTHS & OPPORTUNITIES
- ADU and Multi-Generational Potential
The lower level features a private bedroom, fireplace, and living area with a separate entrance, offering excellent potential for an Accessory Dwelling Unit (ADU) or guest suite.
- Coastal Location and Views
Situated in the desirable Eastside Miramar neighborhood, the home offers stunning ocean views and is just minutes from the Coastal Trail, Pillar Point Harbor, and local beaches.
- Sustainable and Spacious Lot
The property includes owned solar panels for energy efficiency and sits on an expansive 10,011 sqft lot, providing rare outdoor space and privacy for the area.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3881, other record living area = 3440.
- School District Ratings
The assigned middle school currently holds a low rating (3/10), which may be a concern for families prioritizing high-performing educational metrics.
- Multi-Level Accessibility
The multi-level floor plan requires navigating several flights of stairs between the living areas, primary suite, and lower level, which may not suit buyers seeking long-term accessibility.
About 620 Miramar Drive
Situated in the desirable Eastside Miramar neighborhood of Half Moon Bay, this 5-bedroom, 4-bath residence offers approximately 3,440± sqft of thoughtfully designed living space on an expansive 10,011± sqft lot with stunning ocean views. Filled with natural light, the multi-level floor plan showcases high ceilings, wall to wall windows, and a seamless blend of comfort and functionality. The inviting living room features a fireplace and opens to a balcony ideal for entertaining or enjoying your morning coffee. Upstairs, a dining area, kitchen and family room is complemented by a full bedroom and bath. The mid-level is anchored by the luxurious primary suite, complete with a dual-sided fireplace, spa-inspired bath with soaking tub and separate shower, and a spacious walk-in closet with a private balcony. Three additional bedrooms, including one with an attached office featuring custom built-in millwork, plus a dedicated laundry room, complete this level. Downstairs offers excellent ADU potential with a private bedroom, fireplace, and living area. Additional highlights include owned solar, abundant storage with two large storage spaces, and a prime location just minutes from beaches, the Coastal Trail, Pillar Point Harbor, downtown Half Moon Bay, and convenient Highway 1 access.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 10,011 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Half Moon Bay Unified Schools
El Granada Elementary School
Grades K-5 • 0.8 mi
6/10
Manuel F. Cunha Intermediate School
Grades 6-8 • 2.5 mi
3/10
Half Moon Bay High School
Grades 9-12 • 2.0 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.5 |
| Baths | 4.0 | 2.5 |
| Square foot | 3,881 | 2,192.25 |
| Lot Size | 10,011 | 6,346 |
| Price | $2.70M | $1.72M |
| Price per sq ft | $695 | $834 |
| Built year | 1996 | 1987 |
| HOA | $0 | $360 |
| Days on market | 30 | 52 |
Pricing History
Listed for Sale
Aug 10, 2026
$2,699,000
Initial Listing
Sold
Jun 8, 2012
$1,150,000
Public Record
Sold
Feb 29, 1996
$625,000
Public Record