620 E Lexington 13, El Cajon, California 92020, El Cajon, 92020 - 2 bed, 2 bath
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El Cajon, California 92020
This High-Potential Investment Opportunity is listed at $465,000, positioned above the $402,956 Fair Market Value. While the list price exceeds the current valuation, the property offers a Fair Condition Rating with significant value-add potential through cosmetic personalization. Key features include a rare one-car garage, private front and back patios, and a VA-approved complex with low HOA dues. This asset is well-suited for Buy-and-Hold Investors or first-time buyers looking to build equity in an established El Cajon community.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 620 E Lexington 13 Subject | $449,900* List Price | 2 | 2 | 864 | $453 | - |
A 505 E Madison Avenue 92 Sold | $387,000 | 2 | 2 | 925 | $418 | 0.5 mi |
B 792 Avocado Avenue 7 Sold | $399,999 | 2 | 1 | 789 | $507 | 0.5 mi |
C 180 Chambers Street 7 Sold | $445,000 | 2 | 2 | 925 | $481 | 0.8 mi |
D 174 Chambers St 1 Sold | $370,000 | 2 | 2 | 925 | $400 | 0.9 mi |
E 300 Roanoke Rd 14 Sold | $415,000 | 2 | 2 | 971 | $427 | 0.3 mi |
F 489 S Lincoln Avenue Sold | $428,000 | 2 | 2 | 928 | $461 | 0.2 mi |
G 505 E Madison Ave 70 Active | $394,999 List Price | 2 | 2 | 925 | $427 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1990 (34 years old), the property is well-maintained but dated. While it features some updates like stone countertops and laminate flooring, the kitchen cabinets, white appliances, and wall-mounted AC unit are older. The listing description specifically mentions the potential to 'personalize,' aligning with the Fair criteria for a home over 20 years old needing cosmetic updates.
This first-floor corner unit features both front and back private patios plus a rare one-car garage, offering a level of privacy and storage seldom found in standard condominium layouts.
The complex is VA-approved and maintains a relatively low monthly HOA fee of $355, making it an affordable and accessible option for veteran buyers and budget-conscious investors.
Being a corner unit on the ground floor provides enhanced accessibility and additional natural light, significantly increasing the desirability and functional living space of the home.
The listing emphasizes 'potential' and the opportunity to 'personalize,' suggesting the interior may require modern upgrades to reach its full market value, as reflected in the recent price reduction.
The assigned middle and high schools carry lower ratings (3/10), which may be a drawback for families prioritizing high-performing educational districts.
VA Approved Complex! A rare find in this well-maintained El Cajon community — this first-floor corner unit comes with a private one-car garage, one of only a handful in the entire complex. That alone makes this a standout opportunity, and it's paired with a 2-bedroom, 1.5-bathroom layout offering both privacy and potential, including a private front patio and a spacious back patio. Residents enjoy low HOA dues, a sparkling community pool, and a convenient location near shopping, dining, schools, and everyday essentials. Whether you're a first-time buyer, investor, or someone looking to personalize a home to your own style — with a hard-to-find garage already included, this property offers exceptional value in an established community.
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades 6-8 • 1.3 mi
Grades 9-12 • 0.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 864 | 937 |
| Lot Size | 42,350 | 163,350 |
| Price | $449.9K | $454.4K |
| Price per sq ft | $521 | $457 |
| Built year | 1990 | 1985 |
| HOA | $355.0 | $496 |
| Days on market | 48 | 63 |
Jul 14, 2026
$449,900
$465,000
-3% Price Drop
Initial Listing
Jun 19, 2026
$465,000
$476,000
-2% Price Drop
Initial Listing
Jun 4, 2026
$476,000
Initial Listing
Dec 23, 2009
$75,000
Public Record
Jan 27, 2005
$258,000
Public Record