620 Miramar Drive, Half Moon Bay, California 94019, Half Moon Bay, 94019 - 5 bed, 4 bath
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620 Miramar Drive
Half Moon Bay, California 94019
ACTIVE
CONDITION: FAIR
5Beds
4Baths
3,881Sq Ft
10,011Lot Size
Property Price
LIST PRICE$2,499,000
EST. MARKET VALUE
$2,631,028
5% BelowMARKET VALUE
SUMMARY
This Spacious Coastal Residence represents a High-Potential Investment Opportunity, listed at $2,599,000—positioned well below the $2,681,267 Fair Market Value by 3%. This valuation gap provides $82,267 in Instant Equity. Featuring a Condition Rating of 4, the home offers significant upside through cosmetic modernization. With its ADU potential, owned solar, and panoramic ocean views, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a value-add coastal lifestyle.
Estimated Market Value
$2,631,028+$132,028 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Half Moon Bay.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 620 Miramar Drive Subject 5 bd · 4 ba · 3,881 sqft · $678 | $2,499,000* List Price | 5 | 4 | 3,881 | $678 | - |
A 590 Miramar Drive Active 5 bd · 4 ba · 3,564 sqft · $644 · 0.1 mi | $2,295,000 List Price | 5 | 4 | 3,564 | $644 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1996, the property is around 30 years old and features a dated kitchen with traditional raised-panel wood cabinetry, mixed appliances, and older tile flooring. While structurally sound and well-maintained with desirable features like solar and ocean views, the interior finishes and carpets are dated and would benefit from modern updates.
PROSSTRENGTHS & OPPORTUNITIES
- ADU & Multi-Generational Potential
The lower level features a private bedroom, fireplace, and living area with a separate entrance, offering excellent potential for an ADU, guest suite, or rental income.
- Coastal Lifestyle & Views
Situated in the desirable Eastside Miramar neighborhood, the home offers stunning ocean views and prime proximity to the Coastal Trail, Pillar Point Harbor, and local beaches.
- Sustainable & Spacious Design
The property boasts nearly 3,900 sqft of light-filled living space with high ceilings and includes owned solar panels, providing both scale and energy efficiency.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3881, other record living area = 3440.
- Market Stagnation
With 45 days on the market and a recent $100,000 price reduction, the property is experiencing slower momentum, suggesting initial overpricing relative to current demand.
- Middle School Rating
The assigned Manuel F. Cunha Intermediate School has a lower rating of 3, which may be a concern for families prioritizing high-performing public school districts.
About 620 Miramar Drive
Situated in the desirable Eastside Miramar neighborhood of Half Moon Bay, this 5-bedroom, 4-bath residence offers approximately 3,440± sqft of thoughtfully designed living space on an expansive 10,011± sqft lot with stunning ocean views. Filled with natural light, the multi-level floor plan showcases high ceilings, wall to wall windows, and a seamless blend of comfort and functionality. The inviting living room features a fireplace and opens to a balcony ideal for entertaining or enjoying your morning coffee. Upstairs, a dining area, kitchen and family room is complemented by a full bedroom and bath. The mid-level is anchored by the luxurious primary suite, complete with a dual-sided fireplace, spa-inspired bath with soaking tub and separate shower, and a spacious walk-in closet with a private balcony. Three additional bedrooms, including one with an attached office featuring custom built-in millwork, plus a dedicated laundry room, complete this level. Downstairs offers excellent ADU potential with a private bedroom, fireplace, and living area. Additional highlights include owned solar, abundant storage with two large storage spaces, and a prime location just minutes from beaches, the Coastal Trail, Pillar Point Harbor, downtown Half Moon Bay, and convenient Highway 1 access.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 10,011 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Half Moon Bay Unified Schools
El Granada Elementary School
Grades K-5 • 0.8 mi
6/10
Manuel F. Cunha Intermediate School
Grades 6-8 • 2.5 mi
3/10
Half Moon Bay High School
Grades 9-12 • 2.0 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.4 |
| Baths | 4.0 | 2.4 |
| Square foot | 3,881 | 1,993.032 |
| Lot Size | 10,011 | 6,733.71 |
| Price | $2.50M | $1.75M |
| Price per sq ft | $644 | $853 |
| Built year | 1996 | 1983 |
| HOA | $0 | $343 |
| Days on market | 75 | 50 |
Pricing History
Listed for Sale
Sep 30, 2026
$2,499,000
$2,599,000
-4% Price Drop
Initial Listing
Price Change
Sep 10, 2026
$2,599,000
$2,699,000
-4% Price Drop
Initial Listing
Price Change
Aug 10, 2026
$2,699,000
Initial Listing
Sold
Jun 8, 2012
$1,150,000
Public Record
Sold
Feb 29, 1996
$625,000
Public Record