620 River Street, Lincoln, CA 95648, Lincoln, 95648 - 3 bed, 3 bath
620 River Street
Lincoln, CA 95648
Property Price
SUMMARY
Analysis of 620 River Street, Lincoln, CA 95648 reveals a Fairly Priced Property with a current list price of $640,000 aligned with the estimated $640,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Lincoln Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 620 River Street Subject | $640,000* List Price | 3 | 3 | 2,405 | $266 | - |
A 661 Chiselville Lane Sold | $770,000 | 4 | 3 | 2,832 | $272 | 0.1 mi |
B 2158 Muller Street Sold | $575,000 | 3 | 3 | 1,945 | $296 | 0.3 mi |
C 1719 Eiffel Street Sold | $580,000 | 4 | 3 | 2,151 | $270 | 0.3 mi |
D Figg Street Sold | $609,000 List Price | 4 | 3 | 2,431 | 0.3 mi | |
E 1336 Landmark Circle Sold | $450,000 | 3 | 3 | 1,872 | $240 | 0.9 mi |
F Cordoba Ct Sold | $645,000 List Price | 4 | 2 | 1,876 | 0.1 mi | |
G 603 Bartonville Road Active | $655,000 List Price | 4 | 3 | 2,111 | $310 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2021, this property is virtually new and meets all modern quality standards with no deferred maintenance. The home features contemporary finishes including granite countertops, stainless steel appliances, a tankless water heater, and LED lighting throughout. The kitchen and bathrooms are in pristine condition with modern styles such as a large kitchen island and a primary bath with a soaking tub and separate bench shower.
PROSSTRENGTHS & OPPORTUNITIES
- Modern & Energy Efficient
Built in 2021, this pristine home features contemporary energy-saving upgrades including LED lighting, a tankless water heater, and modern stainless steel appliances.
- Versatile Layout
The floor plan offers a desirable downstairs primary suite and a massive upstairs loft with a full bedroom and bath, perfect for multi-generational living or a private home office.
- Premium Kitchen Finishes
The spacious kitchen is equipped with high-quality granite countertops, a large center island with bar seating, and a gas range, making it ideal for entertaining.
CONSRISKS & DEFICIENCIES
- Leased Solar System
The property includes a leased solar system, which requires the buyer to assume the existing lease agreement and monthly payments, potentially impacting long-term financing preferences.
- Compact Lot Size
With a lot size of approximately 4,273 square feet, the outdoor space is limited, which may not appeal to buyers looking for a large backyard or significant gardening space.
About 620 River Street
Welcome to this PRISTINE, like new home in La Madera at Twelve Bridges! Located on a quiet street near fabulous schools, you'll love this home's layout with a downstairs master bedroom! As you walk into this gorgeous home you are greeted with a tile entryway and a living room that opens to the spacious kitchen. The kitchen features a large island with bar seating and double stainless-steel sink. Granite countertops grace the kitchen along with stainless steel appliances, gas range, pantry closet and included refrigerator. The downstairs master bedroom has a large walk-in closet and the bathroom boasts a soaking tub, large shower with a bench and double vanity! Upstairs you'll find a HUGE loft / bonus room - a great place for kids to do their thing or make yourself private lounge. PLUS there's a bedroom and full bathroom, so it could be a great situation for multi-generation living or people who need more privacy. The home features super low maintenance landscaping and you'll love the covered patio in the backyard! Just perfect for sitting with your morning coffee or family gatherings! All this plus a highly energy-efficient home with leased solar, LED lighting and tankless water heater. Welcome to your new home! 😊
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2021
- Lot Size
- 4,273 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,405 | 1,923 | 71% |
| Lot Size | 4,273 | 6,608 | 18% |
| Price | $640.0K | $595.0K | 59% |
| Price per sq ft | $266 | $327 | 21% |
| Built year | 2021 | 2004 | 78% |
| HOA | $0 | $132 | 39% |
| Days on market | 115 | 186 | 15% |
Pricing History
Listed for Sale
Feb 11, 2026
$640,000
$649,000
-1% Price Drop
Initial Listing
Price Change
Nov 13, 2025
$649,000
Initial Listing
Sold
Jun 16, 2021
$539,000
Public Record