620 Sumner, Santa Cruz, California 95062, Santa Cruz, 95062 - 3 bed, 4 bath
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Santa Cruz, California 95062
This Dual-Dwelling Residential Asset represents a Strong Value Opportunity, listed at $1,849,000, which aligns with its $1,849,000 Fair Market Value. Featuring a Condition Rating of 3, the property offers modernized infrastructure, including new Mitsubishi HVAC and permitted electrical, while maintaining original character. The unique configuration of two homes on one lot provides significant versatility for multi-generational living or rental income. Located in the prime Seabright neighborhood, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a high-demand coastal location with immediate move-in readiness.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 620 Sumner Subject | $1,849,000* List Price | 3 | 4 | 2,079 | $889 | - |
A 928 Windham Street Sold | $1,632,000 | 3 | 2 | 1,705 | $957 | 0.2 mi |
B 214 Fairmount Avenue Sold | $1,550,000 | 2 | 2 | 1,744 | $889 | 0.9 mi |
C 511 Pacheco Avenue Sold | $1,700,000 | 3 | 3 | 2,312 | $735 | 1.0 mi |
D 314 Windham Street Active | $1,549,000 List Price | 3 | 3 | 1,776 | $872 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property consists of two well-maintained residences with significant recent system upgrades, including new Mitsubishi HVAC units, permitted electrical in the cottage, and instant hot water. While the kitchen and bathrooms feature dated tile and cabinetry consistent with a 15-25 year old renovation style, the homes are move-in ready, functional, and benefit from new lighting, paint, and drainage.
The property features two separate single-family homes on one lot, providing exceptional flexibility for multi-generational living or significant rental income potential in a high-demand area.
Situated in one of Santa Cruz's most desirable neighborhoods, the home is within walking distance to popular beaches, local dining, and coastal attractions, ensuring strong long-term value.
Both residences have received substantial permitted upgrades, including Mitsubishi heating/AC units, new electrical systems, and instant hot water, reducing immediate capital expenditure for a buyer.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2079, other record living area = 696. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
While the lot offers off-street parking and space to build, the current absence of a garage or carport may be a drawback for buyers at this price point.
With over 60 days on the market and a recent price reduction, the property is experiencing slower-than-average absorption, which may impact perceived market value.
Located in the highly sought-after Seabright neighborhood, this unique property features two well-maintained single-family homes on one expansive lot, offering exceptional versatility and/or investment potential. Privately situated at the rear, with off-street parking, the main home was built in 1989 and is a light-filled 2-bed/2-bath home with a spacious open floor plan, soaring ceilings, woodstove and abundant windows. Recent upgrades include instant hot water, Mitsubishi heating and A/C units (permitted), new lighting, paint, drainage, irrigation and fencing. There is plenty of space to add a garage and third bed/bath while still having a private green back yard. The front home is a charming 1934 Adobe-style beach cottage, offering 2 beds/1 bath with hardwood floors, new permitted electrical throughout, instant hot water, updated bathroom, laundry room, new lighting, paint, and more. It would accommodate extended family living or it makes a great rental. This rare offering is walking distance from lovely beaches, shopping, dining, entertainment, local parks, and vibrant coastal attractions, A truly special opportunity in one of Santa Cruzs most desirable communities.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 2.0 | 86% |
| Square foot | 2,079 | 1,646 | 76% |
| Lot Size | 7,492 | 5,793 | 82% |
| Price | $1.85M | $1.60M | 65% |
| Price per sq ft | $889 | $1.0K | 27% |
| Built year | 1934 | 1962 | 12% |
| HOA | $0 | $0 | 50% |
| Days on market | 75 | 103 | 31% |
May 15, 2026
$1,849,000
$1,895,000
-2% Price Drop
Initial Listing
Mar 31, 2026
$1,895,000
Initial Listing
Sep 5, 2023
$1,870,000
Public Record
Feb 27, 2019
$1,153,000
Public Record