620 Sunset Drive, Capitola, California 95010, Capitola, 95010 - 1 bed, 1 bath
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Capitola, California 95010
This Beach-Town Cottage is a Strong Value Opportunity, listed at $1,000,000—positioned well below the $1,015,577 Fair Market Value by 1.5%. This valuation gap offers $15,577 in Instant Equity. Featuring a Condition Rating of 3, the home is move-in ready with modern updates and a versatile bonus structure. Located in the desirable Riverview Terrace, this property offers a low-maintenance lifestyle near the beach. It is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a coastal retreat.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 620 Sunset Drive Subject | $1,000,000* List Price | 1 | 1 | 457 | $2,222 | - |
A 4630 Jewel Street Active | $1,150,000 List Price | 1 | 1 | 564 | $2,039 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Although built in 1956, the property has been well-maintained and updated. Interior photos show a modern stainless steel refrigerator and updated tile flooring, while the exterior features fresh paint and a well-kept roof. It appears move-in ready and functional, consistent with a home that has undergone renovations within the last 5-15 years.
Situated in the highly desirable Riverview Terrace, the property offers exceptional walkability to Capitola Village, the beach, and local landmarks like Gayle's Bakery, epitomizing the beach-town lifestyle.
The inclusion of a separate bonus structure provides valuable flexible space for a studio, workshop, or additional storage, significantly enhancing the utility of the 2,788 square foot lot.
The cottage's compact footprint and simple design make it an ideal 'lock-and-leave' retreat or weekend home, minimizing upkeep and allowing more time for coastal recreation.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 457, other record living area = 303.
With only 457 square feet of living space and a single bedroom, the property's interior is extremely limited, which may restrict its appeal to a very specific buyer demographic.
The $1,000,000 list price represents a premium valuation of over $2,100 per square foot, which may pose challenges for traditional financing appraisals or buyers seeking more interior volume for the price.
A Cottage in the Heart of Capitola. 620 Sunset is a beach-town cottage where the location does the work. On a quiet street in Riverview Terrace, you're an easy walk from Gayle's Bakery, Capitola Village, and Capitola Beach the kind of place where mornings start with coffee and a pastry, afternoons drift toward the sand, and evenings wind down in the garden. This is Capitola life at its most effortless. Weekend markets, sunset strolls along the water, and dinners just a few blocks from your door. The cottage itself is light, warm, and simple to maintain; a home that encourages for more time outside, so more of your day belongs to the beach than the to-do list. Out front, a usable yard offers room to garden, gather, or slow down under mature trees, and a versatile bonus structure works as a studio, workshop, or extra storage. Whether it's a weekend retreat, a lock-and-leave, or a first foothold in Capitola, 620 Sunset offers real beach-town living; walkable, low-maintenance, and minutes from the water.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 2.5 |
| Baths | 1.0 | 2.0 |
| Square foot | 457 | 1,556.5 |
| Lot Size | 2,788 | 6,120 |
| Price | $1.00M | $1.70M |
| Price per sq ft | $2.2K | $1.3K |
| Built year | 1956 | 1969 |
| HOA | $0 | $0 |
| Days on market | 18 | 32 |
Jul 5, 2026
$1,000,000
Initial Listing