623 High Street, Santa Cruz, California 95060, Santa Cruz, 95060 - 4 bed, 3 bath
623 High Street
Santa Cruz, California 95060
Property Price
SUMMARY
Analysis of 623 High Street, Santa Cruz, California 95060 reveals a Fairly Priced Property with a current list price of $2,295,000 aligned with the estimated $2,295,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition following significant recent capital improvements, including a newer roof, new windows, fresh interior and exterior paint, and new flooring throughout. While originally built in 1964, the home features a modernized kitchen with stainless steel appliances and stone countertops, updated bathrooms with contemporary fixtures, and refreshed lighting. It shows minimal wear and tear, though it retains its original mid-century architectural footprint.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Coastal Views
The property boasts breathtaking panoramic vistas of Monterey Bay, the Santa Cruz Boardwalk, and the Wharf, providing a premium visual experience from multiple vantage points and the primary suite.
- Extensive Recent Upgrades
Significant capital improvements have been completed, including a newer roof, fresh interior and exterior paint, new flooring, and the installation of new windows, significantly reducing immediate move-in costs.
- Prime Upper Westside Location
Situated in a highly sought-after neighborhood, the home offers unparalleled proximity to UCSC, Westlake Park, and top-rated schools, perfectly balancing residential tranquility with urban accessibility.
CONSRISKS & DEFICIENCIES
- Potential Traffic Noise
Located on High Street, a primary thoroughfare leading to the university, the property may experience higher traffic volume and associated noise during peak commute and school hours.
- Mid-Century Era Considerations
Originally built in 1964, despite recent cosmetic updates, certain structural elements or original utility systems may eventually require further modernization to meet contemporary luxury standards.
About 623 High Street
Perched on Santa Cruzs coveted Upper Westside, this home captures stunning sunrise vistas over Monterey Bay, as well as mesmerizing nighttime views of the city, Santa Cruz Boardwalk, and Wharf. Featuring 4 bedrooms plus an office/library, the versatile floor plan offers multiple inviting spaces for both relaxation and entertaining including a living room, formal and informal dining areas, and a grand great room with high ceilings, a fireplace, wet bar, and expansive ocean-view windows opening to a spacious deck. The primary suite is a retreat with a fireplace, generous walk-in closet, built-in dresser, ample storage, and a large ensuite bath opening to a private ocean-view balcony. Enjoy outdoor living across multiple decks and a private fenced backyard, perfect for gatherings or moments surrounded by nature. Conveniently located near UCSC, local schools, Westlake Park, scenic hiking and biking trails, downtown shops, fine restaurants, and the beach, this home balances tranquility with accessibility. Some of the recent updates include a newer roof, fresh interior and exterior paint, new flooring, updated lighting and hardware, new windows (currently being installed), and a newly reimagined front yard.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1964
- Lot Size
- 8,538 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 79% |
| Baths | 3.0 | 2.0 | 61% |
| Square foot | 3,406 | 1,507 | 91% |
| Lot Size | 8,538 | 7,144 | 61% |
| Price | $2.29M | $1.35M | 88% |
| Price per sq ft | $674 | $866 | 23% |
| Built year | 1964 | 1969 | 46% |
| HOA | $0 | $0 | 50% |
| Days on market | 141 | 169 | 33% |
Pricing History
Listed for Sale
Oct 17, 2025
$2,295,000
Initial Listing