Tucked into the established Whispering Hills neighborhood zoned for Crieve Hall Elementary, this mid-century home on a large lot combines character, flexibility, offers privacy and incredible buyer savings:100% financing with NO MI and a $10k forgivable down payment assistance grant with preferred lender(no income limit or first-time buyer requirement!), plus up to $15,000 towards buyer closing costs and/or rate buydown from seller! This spacious home features an open, inviting layout with beautiful hardwood floors, built-ins, abundant natural light, and generous storage throughout. Designed for comfortable everyday living and entertaining, the main level offers the living room, dining area and a cozy den with a fireplace. The open kitchen serves as a central gathering point, equipped with granite countertops, a center island, and a pantry. Completing the main level are three comfortable bedrooms and two full baths with the primary having 3 closets and a full bath. Large laundry room and extra large storage room lead to the lower level Need separate quarters or income potential? The lower level features its own private exterior entrance, kitchenette, living area, bedroom with a Murphy bed, and full bath ideal for guests, multigenerational living, or rental income. Outdoor living shines with a covered front porch, extended deck, private sunroom with fireplace, dedicated grilling deck (gas grill included!), multiple outdoor storage spaces, and a large backyard surrounded by mature trees. Unbeatable Location: Steps from the Ellington Agricultural Center trails, Cul2vate Farm & Store, and Whitfield Park. Minutes to GEODIS Park, Nippers Corner, Nashville Zoo, I-65/I-24, BNA Airport, and a 20-minute commute to Downtown Nashville, Franklin or Green Hills. Plus, enjoy close proximity to Nashville's premier ethnic food corridor and local favorites like Crieve Hall Bagel, Sam & Zoe's, Taj Indian, Deg Thai, Edley's, Burger Republic, and Sam's Place!