631 Head Street, San Francisco, CA 94132, San Francisco, 94132 - 3 bed, 2 bath
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631 Head Street
San Francisco, CA 94132
ACTIVE
CONDITION: POOR
3Beds
2Baths
1,214Sq Ft
2,496Lot Size
Property Price
LIST PRICE$985,400
EST. MARKET VALUE
$1,123,312
12% BelowMARKET VALUE
SUMMARY
FULL_VERSION
This property presents a High-Potential Investment Opportunity with a List Price of $788,000—positioned well below the $1,043,389 Fair Market Value by 24%. This valuation gap offers $255,389 in Instant Equity for buyers. With a Condition Rating of 5, the home requires a full remodel, yet features expansive Pacific Ocean views and a private deck. Ideally located near top-rated schools like Lowell High, this is a strategic acquisition for Fix-and-Flip Investors or Contractors seeking significant value-add potential.
SEO VERSION
High-potential 3BR fixer-upper in San Francisco's Merced Heights. Ocean views, massive equity potential, and near top-rated schools. Ideal for investors.
Estimated Market Value
$1,123,312+$137,912 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Francisco.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 631 Head Street Subject 3 bd · 2 ba · 1,214 sqft · $925 | $985,400* List Price | 3 | 2 | 1,214 | $925 | - |
A 537 Bright Street Sold 2 bd · 1 ba · 1,016 sqft · $804 · 0.1 mi | $816,600 | 2 | 1 | 1,016 | $804 | 0.1 mi |
B 183 Victoria Street Sold 3 bd · 2 ba · 1,639 sqft · $732 · 0.3 mi | $1,200,000 | 3 | 2 | 1,639 | $732 | 0.3 mi |
C 738 Shields Street Pending 3 bd · 2 ba · 1,450 sqft · $620 · 0.3 mi | $899,000 List Price | 3 | 2 | 1,450 | $620 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Poor
TeardownExcellent
Property is extensive renovation needed.
Built in 1945 with no evidence of significant renovation in over 30 years. The kitchen is in a state of disrepair with missing flooring and damaged cabinetry, the bathroom is severely dated, and the systems (HVAC/ductwork) appear aged. The listing explicitly identifies this as a contractor/investor opportunity requiring a full remodel.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Exceptional Scenic Views
Perched at the top of Merced Heights, the property offers expansive views of the Pacific Ocean and Marin Headlands, providing a stunning backdrop for sunsets and increasing long-term value.
- Significant Value-Add Potential
With an open floor plan, a deep yard, and a flexible lower level, this home presents a prime opportunity for contractors or investors to build substantial equity through a comprehensive remodel.
CONSRISKS & DEFICIENCIES
- Extensive Renovation Required
Marketed as a project for those with vision, the home likely requires significant capital investment and structural or cosmetic updates to reach modern living standards.
- Inconsistent Local School Ratings
While the property is near some high-performing institutions, several of the closest assigned public schools have low performance ratings, which may deter families prioritizing immediate school proximity.
About 631 Head Street
List price is Probate Court Minimum Overbid amount. Perched towards the top of Merced Heights, this tunnel entrance home has incredible potential and expansive ocean views. An opportunity for contractors, investors, or those with the vision to create their ideal home. This three-bedroom, one-and-a-half-bath residence spans two levels and features an open floor plan, with two bedrooms and a sunroom on the main level offering direct access to a private deck. Pacific Ocean and Marin Headlands views extend from the bedrooms, with spectacular sunsets to enjoy. On the lower level you will find a flexible living space with a half bath, a two-car garage and access to a deep yard. Conveniently located near Muni and 280 freeway. Just minutes from SFSU, Stonestown Galleria, and the shops and eateries of Ocean Avenue. Add value by remodeling this property - Better Act Today!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1945
- Lot Size
- 2,496 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
Ortega (Jose) Elementary School
Grades K-5 • 0.2 mi
7/10
Sheridan Elementary School
Grades K-5 • 0.4 mi
2/10
Sloat (Commodore) Elementary School
Grades K-5 • 1.0 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,214 | 1,757.739 |
| Lot Size | 2,496 | 2,673.006 |
| Price | $985.4K | $1.97M |
| Price per sq ft | $812 | $1.2K |
| Built year | 1945 | 1931 |
| HOA | $0 | $176 |
| Days on market | 64 | 45 |
Pricing History
Listed for Sale
Sep 26, 2026
$985,400
$788,000
+25% Price Increase
Initial Listing
Price Change
Aug 21, 2026
$788,000
Initial Listing