631 La Costa, Banning, California 92220, Banning, 92220 - 2 bed, 2 bath
631 La Costa
Banning, California 92220
Property Price
SUMMARY
Analysis of 631 La Costa, Banning, California 92220 is currently available with a list price of $297,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Banning Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained with several key updates including granite countertops, neutral vinyl flooring, and a newer A/C system. While the 1987 construction and white appliances show some age, the refreshed cabinetry with new hardware and cathedral ceilings maintain a high level of appeal. The home shows minimal wear and tear, fitting the criteria for a well-maintained property within its age bracket.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Golf Course Location
The property features exceptional, unobstructed views of the 18-hole championship golf course and lake, providing a premium aesthetic and high desirability within the community.
- Comprehensive HOA Benefits
The monthly dues cover an extensive list of services including internet, premium TV, roof maintenance, and exterior painting, offering residents a low-maintenance lifestyle with significant cost savings.
- Modern Interior Enhancements
The home is move-in ready with a newer A/C system, granite countertops, cathedral ceilings, and updated neutral vinyl flooring that maximizes natural light.
CONSRISKS & DEFICIENCIES
- Limited Square Footage
At 985 square feet, the living space is relatively compact for a two-bedroom unit, which may be a constraint for buyers transitioning from larger single-family homes.
- Aging Structure
Built in 1987, the property is nearly 40 years old, which may necessitate future updates to original plumbing or electrical components despite recent cosmetic improvements.
About 631 La Costa
CONDO with EXCEPTIONAL GOLF COURSE & LAKE VIEWS - Idylwild Model (Single Level, 985 SF - 2 BR 2 BA), located on the 18-Hole Championship Golf Course of Sun Lakes Country Club, a 55+ Active Adult Community with NO MELLO ROOS (HOA Dues include: Internet, Premium TV, Insurance, Exterior Paint & Maintenance + Roof, Gardening & Pest Control) NEWER A/C - STUNNING VIEWS are unobstructed and the Home has Lots of Large widows to showcase those views as well as offering a Wonderful Natural Light Flow, Neutral Vinyl Flooring (Carpet in Bedrooms), Cabinets Painted White with new hinges & hardware; Cathedral Ceilings, Cozy Fireplace, Granite Counters in Kitchen, Ceiling Fans throughout; and an Alumawood Patio Cover. ....... Sun Lakes Country Club goes beyond just a place to live - It's a vibrant community designed to keep you Active & Engaged, offering: TWO 18-HOLE GOLF COURSES with 2 Pro Shops, THREE Clubhouses, TWO Restaurants, Bar & Lounge, Tennis, PICKLEBALL COURTS, Pools (Including Large Indoor Pool), Jacuzzi Spas, THREE Fitness Centers & Fabulous Planned Activities Offered on a Daily Basis. There are 80+ Social CLUBS, including: Dancing, RV Club, Yoga, Table Tennis, Cards, Bocce Ball, Bowling, Car Club, Drama/Theatre Club, Sewing, Tennis, Knitting, Bingo, Travel, Quilters, Art League, International Culture, Genealogical Society, Garden, Photography, Travel, and a lot MORE .... If that's not Enough, Add TRIPS AND TRAVEL EXCURSIONS scheduled all year long. The community is Located Close to Casinos, World Famous Shopping (Cabazon and Palm Springs), Restaurants, and Excellent Medical Facilities - SUN LAKES COUNTRY CLUB is has a backdrop of two Mountain ranges, which offer stunning views - LIFE IS GOOD in our Awesome Community!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1987
- Lot Size
- 4,356 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $410.0 / Month
Neighborhood Insights
Banning Unified Schools
Three Rings Ranch Elementary School
Grades K-5 • 2.8 mi
Mountain View Middle School
Grades 6-8 • 3.4 mi
Banning High School
Grades 9-12 • 3.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 985 | 1,300 | 27% |
| Lot Size | 4,356 | 1,742 | 80% |
| Price | $297.0K | $320.0K | 33% |
| Price per sq ft | $302 | $263 | 87% |
| Built year | 1987 | 1992 | 27% |
| HOA | $410.0 | $385 | 80% |
| Days on market | 87 | 155 | 27% |
Pricing History
Listed for Sale
Feb 22, 2026
$297,000
$305,000
-3% Price Drop
Initial Listing
Price Change
Feb 9, 2026
$305,000
$307,000
-1% Price Drop
Initial Listing
Price Change
Dec 26, 2025
$307,000
$305,000
+1% Price Increase
Initial Listing
Price Change
Dec 10, 2025
$305,000
Initial Listing
Sold
Oct 23, 2019
$205,500
Public Record
Sold
Dec 4, 2018
$202,000
Public Record
Sold
May 21, 2003
$169,000
Public Record
Sold
Nov 14, 1997
$94,500
Public Record