631 Riverside Avenue, Santa Cruz, California 95060, Santa Cruz, 95060 - 0 bed, 0 bath
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Santa Cruz, California 95060
Analysis of 631 Riverside Avenue, Santa Cruz, California 95060 is currently available with a list price of $1,349,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
The property features a high-end remodeled kitchen with modern stainless appliances and granite countertops, likely updated within the last 10-15 years. Significant system upgrades include owned solar, EV charging, and radiant floor heating. While the main living areas are in excellent condition, the bathrooms remain dated with vintage tiling, and the 1948 structure prevents an 'Excellent' rating despite the high-quality renovations.
The property offers exceptional versatility with a 3-bedroom main home, a separate 1-bedroom lower unit, and a detached bonus room, providing multiple streams of rental income or multi-generational living.
The home is equipped with high-value sustainable features including owned solar, an EV charging station, solar light tunnels, and radiant floor heating, significantly reducing long-term utility costs.
Ideally situated just minutes from downtown Santa Cruz and local beaches, this property benefits from high demand and a prime location that appeals to both tenants and primary homeowners.
The main 3-bedroom residence only contains 1.5 bathrooms, which may be seen as a deficiency for families or buyers expecting a full second bathroom at this price point.
Built in 1948, the property may require more intensive maintenance or future upgrades to its core structural and mechanical systems compared to newer builds in the area.
Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space. The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas. The lower unit includes a private entrance, kitchen, and living area. The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income. Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station. Located just minutes from downtown Santa Cruz, beaches, and transit. A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | - | - | 0% |
| Baths | - | - | 0% |
| Square foot | - | - | 0% |
| Lot Size | - | - | 0% |
| Price | - | - | 0% |
| Price per sq ft | - | - | 0% |
| Built year | 1948 | - | 0% |
| HOA | $0 | $0 | 0% |
| Days on market | - | - | 0% |
Apr 14, 2026
$1,349,000
Initial Listing
Sep 8, 2017
$900,000
Public Record
May 24, 2013
$550,000
Public Record