631 Rogers Circle, Folsom, CA 95630, Folsom, 95630 - 5 bed, 3 bath

631 Rogers Circle, Folsom, CA 95630 home-pic-0

631 Rogers Circle

Folsom, CA 95630

ACTIVE
CONDITION: GOOD
5Beds
3Baths
4,090Sq Ft
11,761Lot Size

Property Price

LIST PRICE$1,199,000
EST. MARKET VALUE
$1,242,894
3% BelowMARKET VALUE

SUMMARY

Analysis of 631 Rogers Circle, Folsom, CA 95630 reveals a Prime Investment Opportunity with a current list price of $1,199,000—significantly undercutting the $1,242,894 Fair Market Value by 3%. This valuation gap indicates a +$43,894 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Folsom Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,242,894 +$43,894 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Folsom.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
631 Rogers Circle
Subject
$1,199,000*
List Price
534,090$304-
A
121 Chesterfield Way
Sold
$875,000532,628$3330.6 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready with extensive recent updates including a remodeled bathroom, upgraded kitchen cabinetry, new flooring, and modern recessed lighting. Major systems such as the HVAC, water heaters, and pool pump have been recently replaced, and the exterior is freshly painted, effectively modernizing the 1999 construction.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: Sandra J. Gallardo Elementary School (9/10). High School: Folsom High School (9/10).

  • Extensive Recent Upgrades

    The property features significant high-value improvements, including a newer HVAC system, dual water heaters, a new pool pump, and a freshly repainted exterior, significantly reducing immediate move-in costs.

  • Versatile and Spacious Layout

    Spanning over 4,000 square feet, the home offers a main-level bedroom and remodeled full bath ideal for guests, plus a separate game room, providing exceptional flexibility for large families or remote work.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 6.

  • Aging Core Infrastructure

    Despite many cosmetic and mechanical updates, the 1999 construction year suggests that original components not explicitly mentioned as replaced, such as the roof or windows, may be approaching the end of their lifespan.

  • High Maintenance Overhead

    The combination of a large 4,090 sqft interior, a private pool, and an expansive lot will likely result in higher-than-average utility costs and demanding ongoing maintenance requirements.

About 631 Rogers Circle

This stunning 5-bedroom, 3-bathroom home is located in a highly desirable neighborhood with easy access to top-rated schools. The main level features a remodeled full bathroom and a flexible bedroom or office, ideal for guests or remote work. The home boasts updated flooring throughout, upgraded kitchen cabinetry, and modern recessed lighting. The upstairs primary suite includes new flooring, a vanity, and resurfaced shower walls. Three additional bedrooms and a separate game room provide ample space for family living and entertaining. Recent upgrades include a newer HVAC system, two water heaters, stainless steel appliances, window blinds, and a pool pump. The exterior has been fully repainted. Enjoy a beautifully finished backyard with a permitted patio and a pool with cascading waterfallsperfect for entertaining. Additional highlights include a 3-car garage with EV charging readiness, in-unit washer and dryer, and a peaceful neighborhood setting.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1999
Lot Size
11,761 Sq. Ft.

Interior

Total Bedrooms
5
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Folsom Unified Schools

Sandra J. Gallardo Elementary School

Grades K-5 • 0.7 mi

9/10

Gold Ridge Elementary School

Grades K-5 • 1.3 mi

7/10

Theodore Judah Elementary School

Grades K-5 • 1.4 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds5.03.0
88%
Baths3.03.0
50%
Square foot4,0902,086
99%
Lot Size11,7617,196
86%
Price$1.20M$760.0K
89%
Price per sq ft$293$375
10%
Built year19991999
50%
HOA$0$45
49%
Days on market25171
0%

Pricing History

Listed for Sale

Feb 28, 2026

$1,199,000

$1,220,000

-2% Price Drop

Initial Listing

Price Change

Feb 10, 2026

$1,220,000

Initial Listing

Sold

Jul 6, 2012

$530,000

Public Record

Sold

Jun 1, 2000

$406,000

Public Record

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