634 Via Santa Cruz, Vista, California 92081, Vista, 92081 - 2 bed, 2 bath

634 Via Santa Cruz, Vista, California 92081 home-pic-0

634 Via Santa Cruz

Vista, California 92081

ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,445Sq Ft
3,905Lot Size

Property Price

LIST PRICE$629,500
EST. MARKET VALUE
$649,000
3% BelowMARKET VALUE

SUMMARY

Estimated Market Value

$649,000 +$19,500 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Vista.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
634 Via Santa Cruz
Subject
$629,500*
List Price
221,445$449-
A
628 Via Santa Paulo
Sold
$560,000221,198$4670.1 mi
B
626 Via Columbia
Sold
$495,000221,256$3940.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready and well-maintained, featuring updated stainless steel appliances and a modern Lennox cooling system. While the 1986 construction falls outside the typical 'Good' age range, the inclusion of an ADA-accessible bathroom, functional en-suite layouts, and well-kept exterior/interior components indicates the home has been updated and maintained beyond its original 1980s state without requiring immediate renovation.

PROSSTRENGTHS & OPPORTUNITIES

  • Favorable Ownership & Low Fees

    Unlike many senior communities, this is a land-owned single-family home with an exceptionally low $110 monthly HOA fee and no space rent, offering superior long-term financial value and stability.

  • Accessible Single-Story Layout

    The home features a well-designed open floor plan with dual en-suite bedrooms and an ADA-accessible primary bathroom, providing ideal comfort and privacy for aging in place.

  • Resort-Style Community Amenities

    Residents benefit from extensive community features including a pool, spa, tennis and pickleball courts, and dedicated RV parking, fostering an active and social retirement lifestyle.

CONSRISKS & DEFICIENCIES

  • Age-Restricted Demographic

    As a 55+ community, the property is limited to a specific buyer pool, which may result in a more restricted resale market compared to non-age-restricted residential areas.

  • 1980s Era Construction

    Built in 1986, the property may require cosmetic updates or modernization of original systems to meet the aesthetic preferences and efficiency standards of contemporary buyers.

About 634 Via Santa Cruz

SINGLE-STORY Spanish-style SINGLE FAMILY HOME, not manufactured, land owned. This beautiful 55+ Vista Del Mar community is a retirement dream. Fantastic location with Low HOA, $110 monthly, NO SPACE RENT! This inviting open floor plan welcomes you through striking double entry doors into a light-filled living room and formal dining area. The kitchen is appointed with stainless steel appliances, abundant cabinetry, and flows seamlessly into the main living areas. The well-designed layout features two generously sized en-suite bedrooms thoughtfully separated for maximum privacy, along with a versatile office complete with a closet—ideal for use as a home office, library, guest space, or hobby room. The spacious primary suite serves as a peaceful retreat, highlighted by an ADA-accessible en-suite bathroom and ample closet space. A large secondary en-suite bedroom is conveniently located on the opposite end of the home, providing comfort and privacy for visitors. Additional features include a Lennox air conditioning system, an attached two-car garage with plenty of storage, and a beautifully maintained, low-maintenance backyard with mature fruit trees. The covered backyard patio offers an ideal space for outdoor dining, relaxation, and entertaining in a serene environment. Residents of Vista Del Mar enjoy resort-style amenities, including a sparkling pool and spa, clubhouse, recreation and card rooms, tennis and pickleball courts, RV parking, and a vibrant calendar of social activities monthly. Ideally located near hospitals, grocery stores, restaurants, shopping, and with convenient access to Highway 78, this home delivers the perfect balance of lifestyle, location, and ease of living. A truly rare offering in a premier retirement community—this refined home is not to be missed.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1986
Lot Size
3,905 Sq. Ft.

Interior

Total Bedrooms
2
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$110.0 / Month

Neighborhood Insights

Vista Unified Schools

Breeze Hill Elementary School

Grades K-5 • 0.7 mi

8/10

Madison Middle School

Grades 6-8 • 1.1 mi

5/10

Rancho Buena Vista High School

Grades 9-12 • 2.0 mi

7/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.03.0
13%
Baths2.03.0
36%
Square foot1,4451,863
21%
Lot Size3,9058,668
11%
Price$629.5K$981.3K
5%
Price per sq ft$436$516
11%
Built year19861988
35%
HOA$110.0$92
56%
Days on market56159
8%

Pricing History

Listed for Sale

Feb 20, 2026

$629,500

$649,000

-3% Price Drop

Initial Listing

Price Change

Jan 10, 2026

$649,000

Initial Listing

Sold

May 2, 2024

$570,000

Public Record

Browse Properties by State Browse housing market trends by state