634 Via Santa Cruz, Vista, California 92081, Vista, 92081 - 2 bed, 2 bath

634 Via Santa Cruz
Vista, California 92081
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 634 Via Santa Cruz Subject | $629,500* List Price | 2 | 2 | 1,445 | $449 | - |
A 628 Via Santa Paulo Sold | $560,000 | 2 | 2 | 1,198 | $467 | 0.1 mi |
B 626 Via Columbia Sold | $495,000 | 2 | 2 | 1,256 | $394 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, featuring updated stainless steel appliances and a modern Lennox cooling system. While the 1986 construction falls outside the typical 'Good' age range, the inclusion of an ADA-accessible bathroom, functional en-suite layouts, and well-kept exterior/interior components indicates the home has been updated and maintained beyond its original 1980s state without requiring immediate renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Favorable Ownership & Low Fees
Unlike many senior communities, this is a land-owned single-family home with an exceptionally low $110 monthly HOA fee and no space rent, offering superior long-term financial value and stability.
- Accessible Single-Story Layout
The home features a well-designed open floor plan with dual en-suite bedrooms and an ADA-accessible primary bathroom, providing ideal comfort and privacy for aging in place.
- Resort-Style Community Amenities
Residents benefit from extensive community features including a pool, spa, tennis and pickleball courts, and dedicated RV parking, fostering an active and social retirement lifestyle.
CONSRISKS & DEFICIENCIES
- Age-Restricted Demographic
As a 55+ community, the property is limited to a specific buyer pool, which may result in a more restricted resale market compared to non-age-restricted residential areas.
- 1980s Era Construction
Built in 1986, the property may require cosmetic updates or modernization of original systems to meet the aesthetic preferences and efficiency standards of contemporary buyers.
About 634 Via Santa Cruz
SINGLE-STORY Spanish-style SINGLE FAMILY HOME, not manufactured, land owned. This beautiful 55+ Vista Del Mar community is a retirement dream. Fantastic location with Low HOA, $110 monthly, NO SPACE RENT! This inviting open floor plan welcomes you through striking double entry doors into a light-filled living room and formal dining area. The kitchen is appointed with stainless steel appliances, abundant cabinetry, and flows seamlessly into the main living areas. The well-designed layout features two generously sized en-suite bedrooms thoughtfully separated for maximum privacy, along with a versatile office complete with a closet—ideal for use as a home office, library, guest space, or hobby room. The spacious primary suite serves as a peaceful retreat, highlighted by an ADA-accessible en-suite bathroom and ample closet space. A large secondary en-suite bedroom is conveniently located on the opposite end of the home, providing comfort and privacy for visitors. Additional features include a Lennox air conditioning system, an attached two-car garage with plenty of storage, and a beautifully maintained, low-maintenance backyard with mature fruit trees. The covered backyard patio offers an ideal space for outdoor dining, relaxation, and entertaining in a serene environment. Residents of Vista Del Mar enjoy resort-style amenities, including a sparkling pool and spa, clubhouse, recreation and card rooms, tennis and pickleball courts, RV parking, and a vibrant calendar of social activities monthly. Ideally located near hospitals, grocery stores, restaurants, shopping, and with convenient access to Highway 78, this home delivers the perfect balance of lifestyle, location, and ease of living. A truly rare offering in a premier retirement community—this refined home is not to be missed.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1986
- Lot Size
- 3,905 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $110.0 / Month
Neighborhood Insights
Vista Unified Schools
Breeze Hill Elementary School
Grades K-5 • 0.7 mi
Madison Middle School
Grades 6-8 • 1.1 mi
Rancho Buena Vista High School
Grades 9-12 • 2.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 13% |
| Baths | 2.0 | 3.0 | 36% |
| Square foot | 1,445 | 1,863 | 21% |
| Lot Size | 3,905 | 8,668 | 11% |
| Price | $629.5K | $981.3K | 5% |
| Price per sq ft | $436 | $516 | 11% |
| Built year | 1986 | 1988 | 35% |
| HOA | $110.0 | $92 | 56% |
| Days on market | 56 | 159 | 8% |
Pricing History
Listed for Sale
Feb 20, 2026
$629,500
$649,000
-3% Price Drop
Initial Listing
Price Change
Jan 10, 2026
$649,000
Initial Listing
Sold
May 2, 2024
$570,000
Public Record




































