
Vista, California 92081
This Single-Story Spanish-Style Residence is a Prime Investment Opportunity, listed at $629,500—positioned well below the $649,000 Fair Market Value by 3%. This valuation gap provides $19,500 in Instant Equity for the buyer. Boasting a Condition Rating of 3, the home features an updated kitchen, ADA-accessible primary suite, and a private backyard patio with fruit trees. Located in the premier Vista Del Mar 55+ community near Breeze Hill Elementary, residents enjoy resort-style amenities and exceptionally low HOA fees. This is an ideal acquisition for Active Seniors or Owner-Occupants seeking a turnkey retirement sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 634 Via Santa Cruz Subject | $599,000* List Price | 2 | 2 | 1,445 | $415 | - |
A 628 Via Santa Paulo Sold | $560,000 | 2 | 2 | 1,198 | $467 | 0.1 mi |
B 626 Via Columbia Sold | $495,000 | 2 | 2 | 1,256 | $394 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is in move-in ready condition and has been well-maintained with several modern updates. Although built in 1986, the kitchen has been updated with stainless steel appliances and refreshed cabinetry. The home features updated hard-surface flooring throughout the main living areas, a newer Lennox air conditioning system, and an ADA-accessible primary bathroom. While it does not qualify as 'excellent' due to the age of the original structure and some older architectural elements, it far exceeds 'fair' criteria as all major systems appear functional and the aesthetic is contemporary and clean.
This property is a detached single-family home where the land is owned, offering a rare opportunity in a 55+ community with no space rent and an exceptionally low $110 monthly HOA fee.
The single-story floor plan is thoughtfully designed with two private en-suite bedrooms and an ADA-accessible primary bathroom, catering perfectly to the long-term needs of retirement living.
Residents enjoy high-value resort-style amenities including pickleball courts, RV parking, and a clubhouse, providing an active social lifestyle that enhances the property's desirability.
The 55+ community requirement significantly limits the pool of potential buyers, which can result in a more specialized and potentially slower resale market.
With a lot size of approximately 3,905 square feet, the outdoor space is relatively small, which may be a drawback for buyers seeking extensive private yard space or large-scale gardening.
SINGLE-STORY Spanish-style SINGLE FAMILY HOME, not manufactured, land owned. This beautiful 55+ Vista Del Mar community is a retirement dream. Fantastic location with Low HOA, $110 monthly, NO SPACE RENT! This inviting open floor plan welcomes you through striking double entry doors into a light-filled living room and formal dining area. The kitchen is appointed with stainless steel appliances, abundant cabinetry, and flows seamlessly into the main living areas. The well-designed layout features two generously sized en-suite bedrooms thoughtfully separated for maximum privacy, along with a versatile office complete with a closet—ideal for use as a home office, library, guest space, or hobby room. The spacious primary suite serves as a peaceful retreat, highlighted by an ADA-accessible en-suite bathroom and ample closet space. A large secondary en-suite bedroom is conveniently located on the opposite end of the home, providing comfort and privacy for visitors. Additional features include a Lennox air conditioning system, an attached two-car garage with plenty of storage, and a beautifully maintained, low-maintenance backyard with mature fruit trees. The covered backyard patio offers an ideal space for outdoor dining, relaxation, and entertaining in a serene environment. Residents of Vista Del Mar enjoy resort-style amenities, including a sparkling pool and spa, clubhouse, recreation and card rooms, tennis and pickleball courts, RV parking, and a vibrant calendar of social activities monthly. Ideally located near hospitals, grocery stores, restaurants, shopping, and with convenient access to Highway 78, this home delivers the perfect balance of lifestyle, location, and ease of living. A truly rare offering in a premier retirement community—this refined home is not to be missed.
No exterior & parking available.
Grades K-5 • 0.7 mi
Grades 6-8 • 1.1 mi
Grades 9-12 • 2.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 11% |
| Baths | 2.0 | 3.0 | 31% |
| Square foot | 1,445 | 1,833 | 22% |
| Lot Size | 3,905 | 8,187 | 11% |
| Price | $599.0K | $965.0K | 4% |
| Price per sq ft | $415 | $523 | 7% |
| Built year | 1986 | 1988 | 27% |
| HOA | $110.0 | $110 | 50% |
| Days on market | 102 | 161 | 27% |
Mar 11, 2026
$599,000
$629,500
-5% Price Drop
Initial Listing
Feb 20, 2026
$629,500
$649,000
-3% Price Drop
Initial Listing
Jan 10, 2026
$649,000
Initial Listing
May 2, 2024
$570,000
Public Record