635637 Spruce Street, San Francisco, CA 94118, San Francisco, 94118 - 6 bed, 0 bath
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San Francisco, CA 94118
This Triplex Residential Income Asset is a High-Potential Investment Opportunity, listed at $1,795,000—positioned well below the $1,863,075 Fair Market Value by 3%. This valuation gap offers $68,075 in Instant Equity. Featuring a 2025 Ground-Floor Remodel and a Condition Rating of 3, the property balances modern updates with Edwardian character. Located in Laurel Heights near Top-Rated Schools like Lowell High, this is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a house-hack in a prime San Francisco neighborhood.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 635637 Spruce Street Subject | $1,795,000* List Price | 6 | 0 | 1,952 | $954 | - |
A 558-560 Balboa St Active | $1,899,000 List Price | 0 | 0 | 1,980 | $959 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
While the structure dates to 1900, the property is well-maintained with significant recent updates: one unit was fully remodeled in 2025, and another features a kitchen renovation from within the last 8 years. The units are move-in ready with functional systems and modern finishes like stainless steel appliances and new flooring.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Situated in one of San Francisco's most coveted neighborhoods, the property offers exceptional walkability to Laurel Village shopping, Trader Joe's, and premier outdoor spaces like the Presidio and Golden Gate Park.
This triplex features a brand-new 2025 ground-floor remodel and two units on month-to-month leases, providing a rare opportunity for immediate rental upside or an owner-user move-in.
With six bedrooms distributed across only 1,952 square feet, the individual units and living areas may feel compact, potentially limiting appeal for tenants seeking more spacious layouts.
Built in 1900, the property may require significant ongoing maintenance or capital improvements to address century-old plumbing, electrical, and seismic systems common in Edwardian-era structures.
Discover this unique, income-generating gem in the heart of LAUREL HEIGHTS, one of San Francisco's most coveted neighborhood. This well-maintained building blends Edwardian charm with modern updates, offering a rare for investors or multi-generational buyers. Top Floor (635): A spacious 2 BR + OFFICE / 1 BA. Historical character with original hardwood floor, bay windows, and a signature curved staircase. High ceiling, natural lighting. The kitchen was remodeled within the last year 8 years with stainless steel appliances and premium slow close cabinetry. Middle Unit (637): Bright and Airy 2 BR/1 BA unit an open floor plan and bay windows. Vinyl flooring and high ceilings. Ground level (637A): Fully remodeled in 2025 2BR / 1BA unit. This modern space features brand new hardwood floors, cabinets, new appliances and fresh paint. Convenience: Each unit includes own washer and dryer Privacy: Each unit has its own entrance Outdoor space: Massive, level backyard with large grass lawn Tenancy: 635 and 637 are on a month to month, 637A on a one-year lease, started February 2026 Steps away from Lauren Village shopping center, target, Traders Joes. Enjoy outdoor life with easy access to the presidio and Golden Gate Park. Excellent transit and biking options. Seller is a license broker.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 6.0 | 0.0 |
| Baths | 0.0 | 0.0 |
| Square foot | 1,952 | - |
| Lot Size | 2,996 | - |
| Price | $1.79M | $2.06M |
| Price per sq ft | $920 | $729 |
| Built year | 1900 | 0 |
| HOA | $0 | $0 |
| Days on market | 70 | 62 |
May 13, 2026
$1,795,000
Initial Listing