637 Geary Lane, Lincoln, CA 95648, Lincoln, 95648 - 2 bed, 2 bath
637 Geary Lane
Lincoln, CA 95648
Property Price
SUMMARY
Analysis of 637 Geary Lane, Lincoln, CA 95648 is currently available with a list price of $459,500. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Lincoln Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 2002, this 22-year-old property falls into the 'fair' category as it exceeds the 20-year age threshold for 'good' without evidence of a full recent renovation. While the home is well-maintained and move-in ready, the interior features—including the kitchen and bathrooms—likely consist of original builder-grade materials and appliances from the early 2000s. The property analysis specifically notes a need for cosmetic modernization and appliance upgrades to compete with newer or renovated units.
PROSSTRENGTHS & OPPORTUNITIES
- Premier Community Amenities
Located in the highly sought-after Sun City Lincoln Hills, the property offers access to two massive clubhouses, four swimming pools, two golf courses, and extensive sports courts, providing an elite active adult lifestyle.
- Strategic Community Location
The home is ideally situated close to both clubhouses, fitness centers, and dining options, ensuring residents can easily participate in social activities and community events.
- Functional Outdoor Living
Features a deep, low-maintenance backyard with a covered East-facing patio, offering a perfect balance of private gardening space and comfortable shaded areas for summer evenings.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =5676, other record lot size in square feet = 5779.
- Limited Square Footage
At 1,020 square feet, this is one of the smaller models in the community, which may feel restrictive for buyers transitioning from larger homes or those needing a dedicated home office.
- Potential for Modernization
Built in 2002, the interior may require cosmetic updates or appliance upgrades to compete with newer constructions or fully renovated units within the same price point.
About 637 Geary Lane
Close to both clubhouses, this charming 2 bedroom, 2 full bath home has a covered East facing patio and a deep low maintenance back yard which has plenty of room for growing vegetables and enjoying our Summer evenings. This smaller model features an open floor plan with a spacious living area, large Primary bedroom and a walk-in closet in the Primary bathroom. The kitchen has a breakfast area for dining and a sliding glass door to the back patio and yard. The 2 car garage has several overhead hanging storage racks. Enjoy our Sun City lifestyle! Play golf, swim, exercise, dine out, join your favorite class, enjoy outdoor concerts in the summer and make new friends. Sun City Lincoln Hills is a destination community that has it all, and more. 2 big club houses, a full restaurant and a cafe, 4 swimming pools, 2 golf courses, plus pickle ball, tennis, bocce ball and a full soft ball field. Many miles of hiking trails in gorgeous open space. Close to Roseville for shopping, close to Lake Tahoe and the Sacramento Airport. Sun City Lincoln Hills, a wonderful place to enjoy life and call home.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2002
- Lot Size
- 5,676 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $188 / Month
Neighborhood Insights
Lincoln Unified Schools
Twelve Bridges Elementary School
Grades K-5 • 1.9 mi
Twelve Bridges Middle School
Grades 6-8 • 2.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 30% |
| Baths | 2.0 | 3.0 | 48% |
| Square foot | 1,020 | 1,921 | 1% |
| Lot Size | 5,676 | 6,608 | 33% |
| Price | $459.5K | $595.0K | 10% |
| Price per sq ft | $450 | $327 | 98% |
| Built year | 2002 | 2004 | 40% |
| HOA | $188 | $136 | 82% |
| Days on market | 40 | 185 | 1% |
Pricing History
Listed for Sale
Feb 14, 2026
$459,500
$462,400
-1% Price Drop
Initial Listing
Price Change
Jan 26, 2026
$462,400
Initial Listing
Sold
Jan 15, 2003
$176,000
Public Record