
Desert Hot Springs, California 92240
This Modern 3-Bed Turnkey Residence is listed at $489,970, reflecting its Excellent Condition Rating and over $38,000 in premium builder upgrades. While the price sits above the $445,241 Fair Market Value, the property features a rare 3.125% Assumable Loan, offering a massive financial hedge for your lifestyle. The interior boasts Ceramic Tile Flooring, Custom Backlit Cabinetry, and Golf Access. Served by the Palm Springs Unified District, this 2018 move-in ready home is a premier choice for Owner-Occupants or First-Time Buyers seeking a polished sanctuary.
Property is new construction or fully renovated.
Built in 2018, this property is well within the 10-year threshold for an excellent rating. It features over $38,000 in builder upgrades, including high-end 6'x36' ceramic tile flooring throughout, a gourmet kitchen with custom backlit cabinetry, quartz countertops, a pot filler, and a built-in wine refrigerator. The home is meticulously maintained by the original owners, showing like a model home with modern fixtures, contemporary finishes, and systems that meet current quality standards.
The property features a rare 3.125% assumable loan option, providing a massive financial advantage and significant monthly savings compared to current market interest rates.
Boasting over $38,000 in upgrades, the home includes high-end finishes such as 6'x36' ceramic tile flooring, custom backlit cabinetry, and a gourmet kitchen equipped with a pot filler and wine refrigerator.
Built in 2018 and meticulously maintained by the original owners, this home shows like a model and offers the peace of mind associated with newer construction and contemporary design.
The local schools are rated low (between 2 and 4), which may be a significant deterrent for families with school-aged children and could impact future resale value.
At 5,663 sqft, the lot size is relatively small for the area, potentially limiting the ability to add a large private pool or extensive outdoor living features.
The property has seen five consecutive price reductions since its initial listing, which may indicate a struggle to meet buyer valuation expectations in the specific Desert Hot Springs sub-market.
LOW INTEREST ASSUMABLE LOAN at 3.125% option on this 2018 custom built home in gated community. Golf access at Mission Lakes Country Club, Over $38,000 in BUILDER UPGRADES. 6'x36' ceramic tile flooring throughout, all grey color tile. Large bedrooms, hallways and Great room!Built-in wine refrigerator and pot filler over stove in kitchen. Custom kitchen cabinets with back lighting and upgraded counter tops.Shows like a model home. Easy access with highly sought after floor plan.Original Owners are open to participating in buyer non-recurring closing costs.Must see to appreciate! Current price correction!
No exterior & parking available.
Grades 6-8 • 1.4 mi
Grades 9-12 • 2.1 mi
Grades K-12 • 11.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 79% |
| Square foot | 1,907 | 1,681 | 70% |
| Lot Size | 5,663 | 7,841 | 10% |
| Price | $490.0K | $400.0K | 82% |
| Price per sq ft | $257 | $243 | 63% |
| Built year | 2018 | 2004 | 77% |
| HOA | $142.0 | $0 | 61% |
| Days on market | 273 | 192 | 80% |
Dec 21, 2025
$489,970
$492,500
-1% Price Drop
Initial Listing
Nov 13, 2025
$492,500
$496,000
-1% Price Drop
Initial Listing
Oct 24, 2025
$496,000
$496,860
+0% Price Increase
Initial Listing
Sep 19, 2025
$496,860
$507,000
-2% Price Drop
Initial Listing
Jul 23, 2025
$507,000
Initial Listing