643 Germaine Dr, Galt, CA 95632, Galt, 95632 - 3 bed, 2 bath
Loading property details...
643 Germaine Dr
Galt, CA 95632
ACTIVE
CONDITION: FAIR
3Beds
2Baths
1,269Sq Ft
6,499Lot Size
Property Price
LIST PRICE$478,000
EST. MARKET VALUE
$452,064
5% AboveMARKET VALUE
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $484,999—positioned well below the $454,048 Fair Market Value by -6%. While the list price exceeds the current estimate, the home features a Fair Condition Rating with significant upgrades, including a 2023 water heater and newer app-controlled HVAC. With a provided roof certification and low-maintenance landscaping, this property offers immediate peace of mind. Located near local schools and parks, it is an ideal acquisition for first-time buyers or owner-occupants seeking a move-in ready home in West Galt.
Estimated Market Value
$452,064
Based on Realkey algorithm analyzing recent comparable sales in Galt.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 643 Germaine Dr Subject 3 bd · 2 ba · 1,269 sqft · $356 | $478,000* List Price | 3 | 2 | 1,269 | $356 | - |
A 961 1st Street Sold 3 bd · 2 ba · 1,269 sqft · $386 · 0.1 mi | $490,000 | 3 | 2 | 1,269 | $386 | 0.1 mi |
B 933 Meadowview Drive Sold 3 bd · 2 ba · 1,095 sqft · $390 · 0.1 mi | $427,000 | 3 | 2 | 1,095 | $390 | 0.1 mi |
C 679 Cardoso Court Sold 3 bd · 2 ba · 1,059 sqft · $425 · 0.1 mi | $450,000 | 3 | 2 | 1,059 | $425 | 0.1 mi |
D 249 Dover Drive Sold 4 bd · 2 ba · 1,274 sqft · $341 · 0.3 mi | $435,000 | 4 | 2 | 1,274 | $341 | 0.3 mi |
E 625 Vineyards Court Sold 3 bd · 2 ba · 1,429 sqft · $377 · 0.1 mi | $539,000 | 3 | 2 | 1,429 | $377 | 0.1 mi |
F 877 Retriever Way Sold 4 bd · 2 ba · 1,545 sqft · $284 · 0.5 mi | $438,200 | 4 | 2 | 1,545 | $284 | 0.5 mi |
G 1109 Tudor Street Pending 3 bd · 1 ba · 1,374 sqft · $290 · 0.3 mi | $399,000 List Price | 3 | 1 | 1,374 | $290 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1991 (33 years old), the home is well-maintained but features a dated kitchen with tile countertops and older white appliances. While the HVAC and water heater are recently replaced (2023), the interior finishes and overall age place it in the fair category as it requires cosmetic updates to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- Updated Major Systems
The property features a newer app-controlled HVAC system and a 2023 water heater, significantly reducing immediate capital expenditure and improving energy efficiency for the new owner.
- Move-In Readiness
With a provided roof certification and smart landscaping including app-controlled sprinklers and established fruit trees, the home offers peace of mind and immediate curb appeal.
- Desirable Location
Situated on a quiet street in West Galt with no HOA fees, the home is conveniently located within walking distance to elementary and high schools, parks, and shopping.
CONSRISKS & DEFICIENCIES
- Compact Living Area
At 1,269 square feet for a three-bedroom layout, the interior living spaces may feel somewhat constrained for buyers seeking larger common areas or expansive master suites.
- Average School Ratings
The assigned local schools currently hold average ratings (4-5/10), which may be a consideration for families prioritizing top-tier academic performance metrics.
About 643 Germaine Dr
Charming 1,269 sqft home in West Galt with 3 bedrooms, 2 bathrooms on over .14 lot is ready for one lucky buyer! Biggest perks other than the quiet street and cozy feel inside and out, are the newer HVAC (app controlled) and water heater (2023), landscaping that includes app controlled front and rear sprinklers, low maintenance plants, a lemon and lime tree (2024). This home also comes with a roof cert which means so many of the main concerns of any buyer, are already checked off. Close to schools, parks and shopping.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1991
- Lot Size
- 6,499 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Galt Unified Schools
Valley Oaks Elementary School
Grades K-6 • 0.6 mi
4/10
Mccaffrey Middle School
Grades 7-8 • 3.0 mi
5/10
Galt High School
Grades 9-12 • 0.9 mi
5/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.2 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,269 | 1,726.798 |
| Lot Size | 6,499 | 6,674.528 |
| Price | $478.0K | $537.1K |
| Price per sq ft | $377 | $309 |
| Built year | 1991 | 1999 |
| HOA | $0 | $265 |
| Days on market | 24 | 69 |
Pricing History
Listed for Sale
Oct 16, 2026
$478,000
$484,999
-1% Price Drop
Initial Listing
Price Change
Sep 30, 2026
$484,999
Initial Listing
Sold
Jan 13, 2020
$330,000
Public Record
Sold
Mar 11, 2016
$256,000
Public Record
Sold
Feb 10, 2014
$215,000
Public Record
Sold
Mar 9, 2011
$150,000
Public Record
Sold
Sep 28, 2010
$112,500
Public Record
Sold
Nov 22, 2000
$141,500
Public Record